At a Glance
- Tasks: Manage credit applications and monitor loan performance in a dynamic finance portfolio.
- Company: Join a small, dedicated team focused on structured finance and credit analysis.
- Benefits: Enjoy a full-time office role with opportunities for professional growth.
- Why this job: Be part of impactful projects in finance while developing your skills in a supportive environment.
- Qualifications: Minimum 3 years experience in banking or relevant industries required.
- Other info: Fluency in Mandarin is a plus but not essential; apply by sending your CV.
The predicted salary is between 36000 - 60000 £ per year.
It is essential that all candidates applying have a minimum 3 years proven UK work experience in banking or relevant industry experiences. Sponsorship will not be available for this position.
Our Client is looking for a Structured Finance Relationship Manager/Credit Analyst to join their small team on a permanent basis. This position is full time in office, 5 days per week.
The successful candidate will provide supporting work for pre and post funding, the core focus of this position is to ensure that all credit applications can be submitted in a timely manner and receive approval efficiently and to make sure all outstanding loans within the portfolio are performing. The successful candidate will also support with tracking loan performance, covenants, raising early warning signs or opportunities from within the portfolio.
Key Responsibilities (but not limited to):- Support Relationship Manager for business credit application, pre and post funding activities, including credit rating, KYC, documentation and system inputs.
- Monitoring loan performance within the structured finance portfolio, including projects monitoring, quarterly review, annual review, financial covenants monitoring, waiver request processing and post loan monitoring.
- Ensuring loans are compliant in terms of contractual agreements.
- Regular reporting internally for loan performance.
- The key goal of this role is to ensure that the Client is able to manage a dynamic portfolio including project finance, M&A, structured finance and real asset finance.
- Maintaining a keen interest and awareness of market trends in international business including trends and events in the UK and international infrastructure and M&A markets.
- Applicants should have a minimum of 3 years of experience in banking or relevant industry experiences.
- Good understanding of Infrastructure and Project finance and M&A and real estate, especially sector knowledge of oil, gas, power, property and renewables.
- Good ability to understand complex financing structures and loan documentation.
- Strong technical skills and computer literacy.
- Excellent written and verbal communication skills.
- Fluent in written/spoken English and Mandarin would be a great advantage, but not essential.
For more information on this role please contact Sarah Roffey by sending your CV to sarah@bhal.co.uk and quoting ref 16878JW.
Structured Finance Relationship Manager/Credit Analyst 16878JW employer: Barbara Houghton Associates Limited
Contact Detail:
Barbara Houghton Associates Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Structured Finance Relationship Manager/Credit Analyst 16878JW
✨Tip Number 1
Make sure to network with professionals in the banking and finance sector. Attend industry events, webinars, or local meetups to connect with people who might have insights into the role or even know someone at the company.
✨Tip Number 2
Stay updated on current trends in structured finance, M&A, and project finance. Being knowledgeable about recent developments can help you engage in meaningful conversations during interviews and demonstrate your passion for the field.
✨Tip Number 3
Prepare to discuss specific examples from your past work experience that showcase your ability to manage loan performance and compliance. Highlighting your achievements in these areas will make you stand out as a candidate.
✨Tip Number 4
If you have any connections within the company or know someone who works there, reach out to them for an informal chat. They might provide valuable insights about the team culture and expectations, which can help you tailor your approach.
We think you need these skills to ace Structured Finance Relationship Manager/Credit Analyst 16878JW
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasise your minimum 3 years of experience in banking or a related industry. Use specific examples that demonstrate your skills in structured finance, credit analysis, and loan performance monitoring.
Showcase Technical Skills: Detail your technical skills and computer literacy in your CV. Mention any relevant software or tools you are proficient in, especially those used in financial analysis and reporting.
Tailor Your CV and Cover Letter: Customise your CV and cover letter to reflect the key responsibilities and skills mentioned in the job description. Use keywords from the job posting to ensure your application stands out.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for this role.
How to prepare for a job interview at Barbara Houghton Associates Limited
✨Showcase Your Relevant Experience
Make sure to highlight your minimum 3 years of experience in banking or a related industry. Be prepared to discuss specific projects or roles where you demonstrated your skills in structured finance, credit analysis, or loan performance monitoring.
✨Demonstrate Technical Knowledge
Familiarise yourself with the key concepts of infrastructure and project finance, as well as M&A. Be ready to explain complex financing structures and loan documentation, as this will show your understanding of the role's requirements.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities, especially regarding loan performance and compliance. Think of examples where you've successfully managed similar situations in the past, and be ready to discuss how you handled them.
✨Stay Updated on Market Trends
Research current trends in the UK and international infrastructure and M&A markets. Being able to discuss recent developments will demonstrate your keen interest and awareness, which is crucial for the role.