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- Tasks: Analyse client portfolios and provide regulated financial advice.
- Company: Join a dynamic financial services firm in the heart of London.
- Benefits: Enjoy a permanent position with opportunities for professional development.
- Why this job: Make a real impact on clients' financial futures while growing your expertise.
- Qualifications: Must have a Level 4 qualification and 3+ years in financial services.
- Other info: Training opportunities available to enhance your skills and knowledge.
The predicted salary is between 36000 - 60000 £ per year.
Our client is looking for a Paraplanner RDR Level 4 to join their team on a permanent basis in London. As a Paraplanner RDR Level 4, you will analyse prospective client portfolios to provide regulated advice on areas such as pension transfers, bond surrenders, investment taxation and structure suitability. In this role, you will be expected to formulate asset allocation recommendations and write suitability reports.
Responsibilities:
- Evaluate prospective client objectives, portfolio holdings, time-horizon, cash flow needs, and financial situation to determine a suitable asset allocation recommendation.
- Review and formulate plans for clients with highly specialised situations.
- Review prospective clients' existing pension and investment bond arrangements to determine whether a transfer is suitable.
- Create and lead training for other groups within the firm as needed.
- Adhere to the T&C scheme to ensure regulatory compliance related to the provision of regulated advice.
Qualifications and experience:
- A University degree or equivalent combination of education/experience.
- Level 4 Qualification – CII Regulated Diploma in Financial Planning or CISI Investment Advice Diploma preferable.
- 3+ years financial services experience required.
- Quantitative in nature.
- Exceptional understanding of client suitability.
It is a requirement to undergo an initial Fit and Proper (F&P) assessment before performing the role independently, and annual Fit & Proper Assessments will be required to ensure you remain F&P to carry out the functions of this role.
Paraplanner RDR Level 4 employer: Barbara Houghton Associates Limited
Contact Detail:
Barbara Houghton Associates Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Paraplanner RDR Level 4
✨Tip Number 1
Network with professionals in the financial services industry, especially those who are already working as paraplanners. Attend industry events or join relevant online forums to connect with others and gain insights into the role.
✨Tip Number 2
Stay updated on the latest regulations and trends in financial planning. This knowledge will not only help you in interviews but also demonstrate your commitment to the profession and your ability to provide informed advice.
✨Tip Number 3
Consider seeking out a mentor who is experienced in paraplanning. They can provide valuable guidance, share their experiences, and help you navigate the application process more effectively.
✨Tip Number 4
Prepare for potential interviews by practising common paraplanning scenarios. Be ready to discuss how you would evaluate client portfolios and formulate asset allocation recommendations based on specific client needs.
We think you need these skills to ace Paraplanner RDR Level 4
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in financial services, particularly focusing on your analytical skills and any previous roles that involved client suitability assessments. Mention your Level 4 Qualification prominently.
Craft a Strong Cover Letter: In your cover letter, explain why you are interested in the Paraplanner role and how your background aligns with the responsibilities outlined in the job description. Be specific about your experience with pension transfers and investment taxation.
Showcase Your Skills: Use examples from your past work to demonstrate your quantitative skills and understanding of client suitability. Highlight any experience you have in formulating asset allocation recommendations or writing suitability reports.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the financial services industry.
How to prepare for a job interview at Barbara Houghton Associates Limited
✨Know Your Regulations
As a Paraplanner, understanding the regulatory environment is crucial. Brush up on the T&C scheme and any recent changes in financial regulations to demonstrate your knowledge during the interview.
✨Showcase Your Analytical Skills
Be prepared to discuss how you evaluate client portfolios and formulate asset allocation recommendations. Use specific examples from your past experience to illustrate your analytical capabilities.
✨Prepare for Technical Questions
Expect questions related to pension transfers, investment taxation, and bond surrenders. Review these topics thoroughly and be ready to explain your thought process when making recommendations.
✨Demonstrate Communication Skills
As you'll need to write suitability reports and potentially train others, highlight your ability to communicate complex information clearly. Consider preparing a brief presentation or report to showcase your writing skills.
