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- Tasks: Analyse credit risks and provide evaluations for project finance proposals.
- Company: Join a leading bank focused on minimising credit-related losses.
- Benefits: Enjoy a permanent role with opportunities for professional growth and development.
- Why this job: Be part of a dynamic team making impactful financial decisions in a collaborative environment.
- Qualifications: 10+ years in Project Finance/Structured Finance with strong analytical skills required.
- Other info: Opportunity to work independently while contributing to a supportive team culture.
The predicted salary is between 43200 - 72000 £ per year.
Our client is seeking a Credit Analyst (Project Finance) to join their team on a permanent basis. This role supports the business in minimizing the Bank’s credit-related losses by identifying and reasonably measuring the credit risk and mitigants in proposals and reviews.
Responsibilities:
- Provide credit evaluation reports for various credit products, offering an overview of transactions, financial and non-financial risk analysis, and key risks identified. Ensure compliance with credit policies.
- This position mainly focuses on project finance business and may also cover other sectors\’ credit business based on the types of proposals from the front office.
- Provide effective challenges and guidance to proposals from the Front Office; draft and present credit opinions to the Credit Committee while maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed departmental objectives.
- Provide relevant departments with professional risk analysis and appropriate risk mitigation measures in a timely manner.
- Conduct post-lending management work including but not limited to: monitor credit ceilings and exposures to ensure loans are performing well with all covenants maintained; monitor the financial performance of borrowers regularly associated with market and industry dynamics; monitor conditions subsequent and ensure all conditions are met throughout the loan life.
- Perform credit reviews and research of industry/customer-related information for all new proposals and at least annually for existing customers.
- Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
- Other functions and tasks may be required to assist the Department.
Skills Required:
- Minimum of 10+ years\’ work experience in Project Finance/Structured Finance credit review area.
- In-depth knowledge and understanding of risks and mitigations across different industries, countries, and client types. Excellent financial analysis, projection, and stress test skills.
- Exceptional analytical and negotiation skills; a dedicated problem solver with a positive personality and can-do attitude.
- Collaborative personality with the ability to complete tasks independently.
Seniority Level
Mid-Senior Level
Employment Type
Full-time
Job Function
Finance
Industries
Banking
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Credit Risk Project Finance employer: Barbara Houghton Associates Limited
Contact Detail:
Barbara Houghton Associates Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Project Finance
✨Tip Number 1
Network with professionals in the project finance sector. Attend industry events, webinars, or local meetups to connect with people who work in credit analysis. This can help you gain insights into the role and potentially get referrals.
✨Tip Number 2
Stay updated on current trends in project finance and credit risk management. Follow relevant news sources, subscribe to industry publications, and engage in online forums to demonstrate your knowledge during interviews.
✨Tip Number 3
Prepare for technical interviews by brushing up on your financial analysis skills. Be ready to discuss case studies or past experiences where you successfully identified and mitigated credit risks.
✨Tip Number 4
Showcase your collaborative skills by highlighting experiences where you worked effectively with cross-functional teams. This is crucial in project finance, as you'll need to liaise with various departments to assess credit proposals.
We think you need these skills to ace Credit Risk Project Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in Project Finance and credit analysis. Use specific examples that demonstrate your skills in financial analysis, risk assessment, and compliance with credit policies.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your 10+ years of experience align with the responsibilities outlined in the job description, particularly your ability to provide credit evaluation reports and conduct thorough risk analyses.
Showcase Analytical Skills: Emphasise your analytical and negotiation skills in both your CV and cover letter. Provide examples of how you've successfully identified risks and implemented mitigations in previous roles, as this is crucial for the position.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is essential in the finance sector.
How to prepare for a job interview at Barbara Houghton Associates Limited
✨Know Your Credit Analysis Inside Out
Make sure you have a solid understanding of credit analysis, especially in project finance. Be prepared to discuss your previous experiences and how you've identified and mitigated risks in past projects.
✨Demonstrate Industry Knowledge
Stay updated on current trends in the banking and finance sectors. Show that you can proactively monitor industry dynamics and understand how they impact credit risk.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions where you'll need to demonstrate your analytical and problem-solving skills. Think of examples from your past work where you successfully navigated complex credit situations.
✨Showcase Your Collaborative Spirit
Highlight your ability to work independently while also being a team player. Discuss instances where you've effectively collaborated with front office teams or other departments to achieve common goals.
