Credit Analyst- Banking

Credit Analyst- Banking

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Join our team to assist in credit applications and maintain customer relationships.
  • Company: An international bank in London, known for its dynamic work environment.
  • Benefits: Enjoy a permanent position with opportunities for growth and development.
  • Why this job: Be part of a collaborative culture that values your input and fosters professional growth.
  • Qualifications: Previous experience as a Credit Analyst in the UK banking sector is essential.
  • Other info: Opportunity to work closely with management and gain valuable insights into banking operations.

The predicted salary is between 36000 - 60000 £ per year.

On behalf of our client, an International Bank based in London, we are looking for a Credit Analyst to join their team in London on a permanent basis. The role will involve assisting the Credit and Marketing Manager in developing and maintaining account relationships and to administer the delivery of all functions within the Credit and Marketing Department.

  • Prepare credit applications for Credit Committee and Head Office.
  • Answer queries from Credit Committee and Head Office.
  • Liaise with customers and follow up with customers on their requests and information required by the Bank.
  • Liaise with credit administration department and external lawyers to ensure that facility agreements are drafted based on terms and conditions approved by Head Office.
  • Prepare department reports for management and Head Office.
  • Prepare credit reviews of existing customers.
  • Prepare all KYC and CDD forms for loan customers.
  • Update and maintain credit files.
  • Assist in any other duties required by Credit and Marketing Manager and Branch Manager.

Previous experience in the UK as a Credit Analyst:

  • Credit analysis skills gained in banking sector
  • Facility agreements
  • Account relationships

Credit Analyst- Banking employer: Barbara Houghton Associates Limited

As an esteemed International Bank located in the heart of London, we pride ourselves on being an exceptional employer that values professional growth and a collaborative work culture. Our Credit Analysts benefit from comprehensive training programmes, competitive remuneration, and a supportive environment that encourages innovation and career advancement, making it an ideal place for those seeking meaningful and rewarding employment in the banking sector.
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Contact Detail:

Barbara Houghton Associates Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst- Banking

✨Tip Number 1

Familiarise yourself with the specific credit analysis tools and software commonly used in the banking sector. Being well-versed in these tools can give you an edge during interviews, as it shows your readiness to hit the ground running.

✨Tip Number 2

Network with professionals in the banking industry, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to gain insights and potentially get referrals that could help you land the job.

✨Tip Number 3

Stay updated on current trends and regulations in the banking sector, particularly those affecting credit analysis. This knowledge will not only prepare you for interviews but also demonstrate your commitment to the field.

✨Tip Number 4

Prepare to discuss your previous experiences in detail, focusing on how you've successfully managed account relationships and handled credit applications. Use specific examples to illustrate your skills and achievements during the interview process.

We think you need these skills to ace Credit Analyst- Banking

Credit Analysis
Financial Modelling
Risk Assessment
Attention to Detail
Communication Skills
Customer Relationship Management
Knowledge of KYC and CDD Regulations
Report Writing
Problem-Solving Skills
Understanding of Facility Agreements
Data Analysis
Time Management
Team Collaboration
Adaptability

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience as a Credit Analyst, particularly in the banking sector. Emphasise your skills in credit analysis, account relationships, and familiarity with facility agreements.

Craft a Strong Cover Letter: Write a cover letter that specifically addresses the responsibilities mentioned in the job description. Explain how your previous experience aligns with the role and express your enthusiasm for working with the International Bank.

Highlight Relevant Skills: In your application, clearly outline your skills related to credit applications, KYC, and CDD forms. Mention any experience you have in preparing reports for management and liaising with customers or external parties.

Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.

How to prepare for a job interview at Barbara Houghton Associates Limited

✨Know Your Credit Analysis Fundamentals

Brush up on your credit analysis skills and be prepared to discuss your previous experiences in the banking sector. Understand key concepts like KYC, CDD, and facility agreements, as these will likely come up during the interview.

✨Demonstrate Relationship Management Skills

Since the role involves maintaining account relationships, think of examples where you've successfully managed client relationships. Be ready to share how you handled queries or issues, showcasing your communication and problem-solving abilities.

✨Prepare for Technical Questions

Expect technical questions related to credit applications and reports. Familiarise yourself with the processes involved in preparing credit applications for committees and how to liaise with various departments effectively.

✨Show Enthusiasm for the Role

Express genuine interest in the position and the bank's operations. Research the bank's values and recent developments in the industry, and be prepared to discuss how you can contribute to their goals.

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