At a Glance
- Tasks: Manage client relationships and oversee the full credit lifecycle in a dynamic team.
- Company: Well-established international bank located in the heart of London.
- Benefits: Competitive salary, hands-on experience, and opportunities for personal growth.
- Other info: Ideal for those who thrive in smaller, collaborative environments.
- Why this job: Make a real impact in a close-knit team and enjoy diverse responsibilities.
- Qualifications: Experience as a Credit Analyst in a UK bank with strong credit analysis skills.
The predicted salary is between 50000 - 60000 £ per year.
We are partnering with a well-established international bank in the City of London to hire a Credit Analyst on a permanent basis. This is a highly hands-on role within a small, close-knit team. You’ll need to be comfortable taking ownership across the full credit lifecycle and getting involved wherever needed — this is not a siloed environment.
Please note: This role will suit candidates used to working in smaller banks or lean teams. It is not suited to candidates from large, highly structured banks where responsibilities are narrowly defined.
5 days per week in the office (City of London). You must have prior UK banking experience in a Credit Analyst role.
The Role
- Support the Credit & Marketing Manager in managing client relationships and delivering all core credit and marketing activities across the department.
Key Responsibilities
- Identify and support new business opportunities.
- Prepare credit applications for Credit Committee and Head Office.
- Respond to queries from internal stakeholders including Head Office.
- Build and maintain strong relationships with clients, following up on information and requests.
- Liaise with Credit Administration and external lawyers to ensure facility agreements are executed correctly.
- Produce departmental reports for management and Head Office.
- Plan and attend client meetings, including renewal discussions.
- Conduct credit reviews of existing clients.
- Complete all KYC/CDD documentation for lending activities.
- Maintain accurate and up-to-date credit files.
- Support the wider team with additional duties as required.
Requirements
- Proven experience as a Credit Analyst within a UK bank.
- Strong credit analysis skills across lending products.
- Experience preparing facility agreements.
- Ability to manage end-to-end credit processes.
- Confident working directly with clients and internal stakeholders.
- A proactive, hands-on approach with a willingness to “roll up your sleeves.”
Why Apply?
This is a great opportunity for someone who enjoys variety, responsibility, and visibility within a small banking environment where you can genuinely make an impact.
Credit Analyst employer: Barbara Houghton Associates Limited
As a leading financial institution, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and development. Our Wealth Management Advisors enjoy a competitive benefits package, including a generous car allowance and 30 days of annual leave, while working in a hybrid model that promotes work-life balance. Join us in London, Birmingham, or the Home Counties, where you will have the opportunity to build meaningful relationships with high-net-worth clients and make a significant impact on their financial journeys.
Contact Details:
Barbara Houghton Associates Limited Recruitment Team
