At a Glance
- Tasks: Develop and enhance credit products while collaborating with diverse teams.
- Company: Fast-growing payments bank with a global reach and innovative culture.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Join a diverse team of over 800 professionals across 11 countries.
- Why this job: Shape the future of financial infrastructure in a dynamic environment.
- Qualifications: 5+ years in banking or fintech, strong communication, and stakeholder management skills.
Do you want to work with credit products in a fast-growing payments bank and play a key role in supporting its global expansion? As Product Manager in the Credit team, you will develop and improve credit solutions, helping the business grow while working closely with teams across the organization to turn ideas into impactful products.
Banking Circle is a fully licensed, technology-enabled bank processing over €1 trillion in payments every year and growing. We exist to power the global economy’s most ambitious payments businesses with infrastructure that is fast, modern, and engineered for scale. Today, more than 800 people across 11 countries work together as one global team. We move fast, we think boldly, and we build with intent - because our clients depend on us to keep pace with the world’s most dynamic payments flows. We are expanding globally, scaling our capabilities, and deepening our impact, so if you want to shape the future of financial infrastructure this is the place.
Work model
We offer a hybrid work model for our employees to allow for flexibility and productivity. However, we do expect you to spend most of your time in the office to build community and efficiency in the team.
Responsibilities
- Support the business in managing and scaling credit products across their full lifecycle.
- Define and prioritize the product roadmap in line with business strategy, client needs, and data insights.
- Own and drive product development in close collaboration with Commercial and Technology teams, from scoping to implementation.
- Drive product revenue growth by identifying new opportunities, optimizing pricing, and enhancing product performance.
- Translate complex business and credit requirements into clear, scalable product features and processes.
- Ensure robust execution governance across product development, including alignment with Risk, Legal, and internal approval frameworks.
- Continuously improve products based on user feedback, data, and performance insights.
- Collaborate closely with Risk, Treasury, Legal, Commercial and Technology teams to deliver end-to-end solutions.
Qualifications
- A minimum of 5 years of experience in a similar position within the banking or fintech sector.
- A Bachelor’s or master’s degree in finance, Risk, or a related field.
- Strong communication skills, with the ability to clearly explain credit concepts to both technical and non‑technical audiences.
- Solid stakeholder management capabilities to effectively drive initiatives across multiple teams.
- A client‑oriented mindset, with strong client engagement skills and a clear understanding of client needs.
- A solid technical understanding of APIs, payment flows, and system architecture.
- Good knowledge of the payments ecosystem, ideally with familiarity or interest in Banking Circle systems.
- An understanding of financial regulations and risk management principles, including knowledge of different types of collateral and credit protection mechanisms.
- The ability to translate complex requirements into practical, scalable solutions.
- A collaborative mindset, with experience working across commercial, technical, and control functions.
EEO Statement
We are proud to be an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, colour, age, religion, sexual orientation, national origin or any other characteristic protected under federal, state or local laws, regulations and ordinances.
Product Manager - Credit employer: Banking Circle
Banking Circle is an exceptional employer, offering a dynamic work environment where innovation thrives and employees are empowered to shape the future of financial infrastructure. With a strong focus on employee growth, we provide opportunities for professional development and collaboration across diverse teams, all while enjoying the flexibility of a hybrid work model. Join us in our fast-paced, global expansion and be part of a community that values bold thinking and impactful contributions.
