At a Glance
- Tasks: Create tailored finance solutions for clients in the commodities sector and manage complex transactions.
- Company: Leading bank with a focus on innovative trade finance solutions.
- Benefits: Competitive salary, career development opportunities, and international travel.
- Other info: Dynamic role with opportunities to mentor junior team members.
- Why this job: Make a real impact in global commodity markets while developing your skills.
- Qualifications: Degree in Finance or related field and experience in Structured Commodity Finance.
The predicted salary is between 70000 - 85000 £ per year.
The Transaction Banking department is responsible for the product ownership of Corporate and Financial institution client’s Trade Finance, Commodity Finance, Cash Management, E-banking products as well as Corporate client’s Account, Payment, Deposit, and overdraft services. The role sits within the EMEA Commodity Business Centre team which supports the production, processing, transportation and/or sale of commodities across the natural resources and agriculture sectors for the Bank’s existing (and new) international commodity-related clients.
As a Product Manager - Commodity & Structured Trade Finance, you will be delivering customised debt solutions to clients involved within the global physical commodities (Natural Resources and Agriculture) industries, structuring complex transactions and managing deals and relationships from start (origination) to finish (execution). This is a full-time permanent position.
Key responsibilities:- Develop tailored commodity finance debt solutions (Commodity Trade Finance and/or Structured Trade Finance plus associated cross products) for clients within the Natural Resource and Agriculture commodity industries.
- Prepare marketing decks, client pitches, business presentations and term sheets.
- Support origination of clients.
- Conduct necessary due diligence, research and analysis to support the on-boarding of clients/business.
- Prepare detailed business proposals, periodic reviews and ad-hoc updates as and when required.
- Support the negotiation and execution of legal documentation.
- Oversee all aspects of client, deal and transaction administration to ensure high client satisfaction.
- Portfolio manage the Commodity Business Centre asset book.
- Collaborate and maintain relationships with internal stakeholders (across Credit, Compliance, Legal, Operations teams) and external relationships (with commodity brokers, insurance firms, legal firms, logistic firms).
- Represent events organised by the Bank and on behalf of the Bank when required.
- Identify cross-sell opportunities across the Bank.
- Be prepared to travel internationally, including emerging markets.
- Provide training and mentoring to junior members of the team and support to wider stakeholders.
- Degree educated in Finance, Accounting, or other relevant subject.
- Demonstrated experience in Structured Commodity Finance for Natural Resources gained within the Financial Services such as Banking, Brokerage, Insurance, or Trading Companies.
- Demonstrated commodity debt product and/or commodity company credit skills or similar.
- Knowledge of commodity futures, exchanges and trading.
- Knowledge of STF products.
- Accounting and financial modelling skills are considered useful.
- Team player.
- Proficient in MS Office (Word, Excel, PowerPoint).
- Sound business acumen with good analytical thinking and problem-solving skills.
Product Manager - Commodity & Structured Trade Finance employer: Bank of China
At Bank of China’s IT Centre Europe, we pride ourselves on fostering a dynamic work environment that prioritises employee growth and development. As a Cyber Security Analyst, you will benefit from comprehensive training programmes, a collaborative culture, and the opportunity to make a significant impact in safeguarding our operations across the UK and EMEA. Join us to be part of a forward-thinking team dedicated to innovation and excellence in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager - Commodity & Structured Trade Finance
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Bank of China. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Manager - Commodity & Structured Trade Finance
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Bank of China.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Bank of China's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Bank of China
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Bank of China.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Bank of China will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Bank of China employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
