At a Glance
- Tasks: Lead a team in developing real estate finance solutions and managing client relationships.
- Company: Join a major international banking group with a focus on innovation and client service.
- Benefits: Competitive salary, career growth opportunities, and a dynamic work environment.
- Other info: Collaborative culture with opportunities for professional development and networking.
- Why this job: Make a significant impact in the real estate finance sector while leading a talented team.
- Qualifications: Degree in Finance or related field, with proven experience in real estate finance.
The predicted salary is between 80000 - 100000 £ per year.
Corporate Banking is a client facing department, responsible for marketing, onboarding and ongoing management of the client relationship, providing loan business to the clients as well as promoting ancillary business according to the Bank’s business strategy and risk appetite. As a Team Head - Real Estate Finance, you will be responsible to develop the Bank’s lending business with clients in this sector in accordance with the Bank’s business strategy, risk and compliance requirements. This is a full time permanent position.
Key responsibilities
- Deliver holistic real estate client coverage as well as drive the cross-sell of various Corporate Banking products including bilateral and syndicated loans, deposits, cash management, derivatives (e.g. interest rate, FX), bond issuance and RMB business.
- As a product expert, oversee the origination and execution of all aspects of Real Estate Finance (REF) investment and development business including structuring, negotiation, credit analysis and documentation.
- Manage and review the preparation of detailed business proposals, credit analysis and financial modelling to drive the business approval process.
- Collaborate with in-house and external lawyers to complete appropriate facility and security documentation.
- Review and provide feedback on property, tax, financial and legal due diligence reports, such as Overview of Certificate on Titles, Right of Lights, Monitoring Surveyor Report, Environmental Report and Valuation Report.
- Implement post-lending management for the REF credit portfolio; regularly monitor the risk profiles of clients in the portfolio alongside industry developments.
- Coordinate inside the Bank to provide high quality products and services to clients.
- Lead the Team to fulfil KYC and KYB requirements, and any other legal and compliance requirements per internal and regulatory policies.
- Lead the Team to complete a variety of other administrative duties to assist the development of client relationships and the smooth operation of the department including maintenance of accurate client/credit files.
- Collaborate with other departments by producing statistics and analysis for the portfolio including management of industry limits.
- Undertake regular market and industry research.
Requirements
- Degree educated or higher in Finance, Accounting, Business or other relevant subject.
- Proven track record in origination, client coverage, portfolio management within REF in a major international banking group.
- Demonstrated management experience in a similar role.
- Comprehensive understanding of financial analysis, industry and strategic analysis in the REF sector.
- Extensive knowledge of all commercial real estate asset classes including offices, logistics, retail, hotels, REITs, social housing, student accommodation and development finance with the UK and ideally the broader EMEA region.
- Deep understanding of finance and security documentation, both bilateral and syndicated.
- Extensive network of third party professionals such as valuers, monitoring surveyors and legal counsel.
- Comprehensive knowledge of banking products and risks associated with them.
- Proven analytical skills, business judgment and acumen.
- Solid leadership skills with an ability to inspire and motivate a team.
- Excellent interpersonal and communication skills to establish credibility and trust with stakeholders.
Team Head - Real Estate Finance in London employer: Bank of China
At Bank of China’s IT Centre Europe, we pride ourselves on fostering a dynamic work environment that prioritises employee growth and development. As a Cyber Security Analyst, you will benefit from comprehensive training programmes, a collaborative culture, and the opportunity to make a significant impact in safeguarding our operations across the UK and EMEA. Join us to be part of a forward-thinking team dedicated to innovation and excellence in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Team Head - Real Estate Finance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Bank of China. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Team Head - Real Estate Finance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Bank of China.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Bank of China's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Bank of China
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Bank of China.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Bank of China will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Bank of China employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
