Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Review and process mortgage applications while ensuring compliance with regulations.
- Company: Join a leading bank with a focus on personal banking and customer service.
- Benefits: Full-time permanent position with competitive salary and career growth opportunities.
- Why this job: Make a difference in people's lives by helping them secure their dream homes.
- Qualifications: Degree in Finance or related field; Mandarin and English communication skills required.
- Other info: Dynamic team environment with opportunities for professional development.
The predicted salary is between 30000 - 42000 £ per year.
Personal Banking department oversees debit and credit card operations, and provides back office support to the Bank's branches. As an Associate Mortgage Underwriting - Mandarin Speaking, you will be responsible for assessing and processing mortgage applications, ensuring compliance with company policies. You will be coordinating with various teams to facilitate smooth case approvals and completion. This is a full time permanent position.
Key responsibilities
- Review and assess mortgage applications, including Agreements in Principle (AIPs), to ensure compliance with regulatory requirements and the Bank’s lending criteria
- Analyse applicant financial information, credit history, and supporting documentation to make underwriting recommendations
- Liaise with Branch and Credit Management department to facilitate mortgage case approvals
- Prepare and issue mortgage offer and legal documents in a timely manner
- Liaise with solicitors to ensure smooth processing and resolution of legal matters
- Collaborate with Operation Services department to ensure completion of mortgage cases
- Maintain organised and up-to-date documentation for all cases
- Assist in system maintenance
- Assist in market research and MI reports
Requirements
- Degree educated in Finance, Business, Economics or other equivalent
- CeMAP or relevant qualification is desirable
- Proven track record in similar business stream is preferred
- Good problem solving skills
- Excellent attention to detail and accuracy
- Team player
- Excellent English and Mandarin communication skills
Associate Mortgage Underwriting - Mandarin Speaking in London employer: Bank of China
Contact Detail:
Bank of China Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Mortgage Underwriting - Mandarin Speaking in London
✨Tip Number 1
Network like a pro! Reach out to people in the banking and finance sector, especially those who work in mortgage underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of mortgage processes and regulations. We recommend practising common interview questions and having examples ready that showcase your problem-solving skills and attention to detail.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website for the best chance at landing the job! We make it easy for you to showcase your skills and qualifications directly to the hiring team.
We think you need these skills to ace Associate Mortgage Underwriting - Mandarin Speaking in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate Mortgage Underwriting role. Highlight your experience in assessing mortgage applications and any relevant qualifications like CeMAP. We want to see how your skills match what we're looking for!
Show Off Your Language Skills: Since this role requires Mandarin speaking, don’t forget to showcase your language skills prominently. Whether it’s in your CV or cover letter, let us know how fluent you are and any relevant experiences where you've used Mandarin in a professional setting.
Be Clear and Concise: When writing your cover letter, keep it clear and concise. We appreciate straightforward communication, so get to the point about why you're a great fit for the role and how your background aligns with our needs.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep everything organised and ensures your application gets the attention it deserves. Plus, it’s super easy!
How to prepare for a job interview at Bank of China
✨Know Your Stuff
Make sure you brush up on mortgage underwriting principles and the specific regulations that apply to the role. Familiarise yourself with the Bank's lending criteria and be ready to discuss how you would assess mortgage applications.
✨Show Off Your Language Skills
Since this position requires Mandarin speaking, practice your language skills before the interview. Be prepared to demonstrate your ability to communicate effectively in both English and Mandarin, especially when discussing complex financial concepts.
✨Highlight Teamwork Experience
This role involves liaising with various teams, so think of examples from your past where you've successfully collaborated with others. Be ready to share how you facilitated smooth case approvals and resolved any issues that arose during the process.
✨Attention to Detail is Key
Given the nature of the job, it's crucial to showcase your attention to detail. Prepare to discuss how you ensure accuracy in your work, whether it’s reviewing documentation or preparing legal documents. Maybe even bring a sample of your work if appropriate!
