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- Tasks: Review and process mortgage applications while ensuring compliance with regulations.
- Company: Join the Bank of China, a leading international bank with over 90 years in the UK.
- Benefits: Full-time permanent position with opportunities for personal and professional growth.
- Why this job: Make a real impact in the financial sector while using your Mandarin skills.
- Qualifications: Degree in Finance or related field; CeMAP qualification is a plus.
- Other info: Be part of a diverse team in an inclusive environment.
The predicted salary is between 36000 - 60000 £ per year.
Personal Banking department oversees debit and credit card operations, and provides back office support to the Bank's branches. As an Associate Mortgage Underwriting - Mandarin Speaking, you will be responsible for assessing and processing mortgage applications, ensuring compliance with company policies. You will be coordinating with various teams to facilitate smooth case approvals and completion. This is a full time permanent position.
Key responsibilities
- Review and assess mortgage applications, including Agreements in Principle (AIPs), to ensure compliance with regulatory requirements and the Bank's lending criteria.
- Analyse applicant financial information, credit history, and supporting documentation to make underwriting recommendations.
- Liaise with Branch and Credit Management department to facilitate mortgage case approvals.
- Prepare and issue mortgage offer and legal documents in a timely manner.
- Liaise with solicitors to ensure smooth processing and resolution of legal matters.
- Collaborate with Operation Services department to ensure completion of mortgage cases.
- Maintain organised and up-to-date documentation for all cases.
- Assist in system maintenance.
- Assist in market research and MI reports.
Requirements
- Degree educated in Finance, Business, Economics or other equivalent.
- CeMAP or relevant qualification is desirable.
- Proven track record in similar business stream is preferred.
- Good problem solving skills.
- Excellent attention to detail and accuracy.
- Team player.
- Ability to communicate clearly and interpret instructions effectively.
- Excellent English and Mandarin communication and negotiation skills.
Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.
Associate Mortgage Underwriting - Mandarin Speaking in London employer: Bank of China (UK) Limited
Contact Detail:
Bank of China (UK) Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Mortgage Underwriting - Mandarin Speaking in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at the Bank of China or similar firms. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by brushing up on your Mandarin and English communication skills. Practice common interview questions related to mortgage underwriting and be ready to showcase your problem-solving abilities.
✨Tip Number 3
Showcase your attention to detail! Bring examples of how you've maintained organised documentation in past roles. This will demonstrate your ability to handle the meticulous nature of mortgage applications.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re serious about joining our team at the Bank of China.
We think you need these skills to ace Associate Mortgage Underwriting - Mandarin Speaking in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate Mortgage Underwriting role. Highlight your relevant experience in finance or mortgage underwriting, and don’t forget to showcase your Mandarin skills – they’re a big plus for us!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your background makes you a perfect fit. Keep it concise but engaging – we want to see your personality!
Showcase Your Attention to Detail: In mortgage underwriting, attention to detail is key. Make sure your application is free from typos and errors. Double-check everything before hitting send – we appreciate precision!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Bank of China (UK) Limited
✨Know Your Stuff
Make sure you brush up on mortgage underwriting principles and the specific regulations that apply to the role. Familiarise yourself with the Bank's lending criteria and be ready to discuss how you would assess mortgage applications.
✨Show Off Your Mandarin Skills
Since this role requires Mandarin speaking, practice your language skills before the interview. Be prepared to demonstrate your ability to communicate effectively in both English and Mandarin, especially when discussing complex financial concepts.
✨Teamwork Makes the Dream Work
Highlight your experience working in teams, especially in a banking or financial context. Be ready to share examples of how you've collaborated with different departments to achieve successful outcomes, as this role involves liaising with various teams.
✨Attention to Detail is Key
Prepare to showcase your attention to detail during the interview. You might be asked to review a sample mortgage application or documentation, so practice identifying key elements and potential issues to demonstrate your accuracy and thoroughness.
