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- Tasks: Review and process mortgage applications while ensuring compliance with regulations.
- Company: Join the Bank of China, a leading international bank with over 90 years in the UK.
- Benefits: Full-time permanent position with opportunities for personal and professional growth.
- Why this job: Make a real impact in the financial sector while using your Mandarin skills.
- Qualifications: Degree in Finance, Business, or Economics; CeMAP preferred.
- Other info: Inclusive environment that values diversity and teamwork.
The predicted salary is between 36000 - 60000 £ per year.
Personal Banking department oversees debit and credit card operations, and provides back office support to the Bank's branches. As an Associate Mortgage Underwriting - Mandarin Speaking, you will be responsible for assessing and processing mortgage applications, ensuring compliance with company policies. You will be coordinating with various teams to facilitate smooth case approvals and completion. This is a full time permanent position.
Key responsibilities
- Review and assess mortgage applications, including Agreements in Principle (AIPs), to ensure compliance with regulatory requirements and the Bank's lending criteria
- Analyse applicant financial information, credit history, and supporting documentation to make underwriting recommendations
- Liaise with Branch and Credit Management department to facilitate mortgage case approvals
- Prepare and issue mortgage offer and legal documents in a timely manner
- Liaise with solicitors to ensure smooth processing and resolution of legal matters
- Collaborate with Operation Services department to ensure completion of mortgage cases
- Maintain organised and up-to-date documentation for all cases
- Assist in system maintenance
- Assist in market research and MI reports
Requirements
- Degree educated in Finance, Business, Economics or other equivalent
- CeMAP or relevant qualification is desirable
- Proven track record in similar business stream is preferred
- Good problem solving skills
- Excellent attention to detail and accuracy
- Team player
- Ability to communicate clearly and interpret instructions effectively
- Excellent English and Mandarin communication and negotiation skills
Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.
Associate Mortgage Underwriting - Mandarin Speaking in London employer: Bank of China Limited
Contact Detail:
Bank of China Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Mortgage Underwriting - Mandarin Speaking in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at the Bank of China or similar firms. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to mortgage underwriting. We recommend role-playing with a friend or using online resources to get comfortable with your answers.
✨Tip Number 3
Show off your Mandarin skills! If you're applying for a role that requires language proficiency, make sure to highlight this in conversations and during interviews. It’s a big plus!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Associate Mortgage Underwriting - Mandarin Speaking in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate Mortgage Underwriting role. Highlight your relevant experience in assessing mortgage applications and any qualifications like CeMAP that you have. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background in finance or business makes you a great fit. Don’t forget to mention your Mandarin skills – they’re a big plus for us!
Showcase Your Attention to Detail: In underwriting, attention to detail is key. When filling out your application, make sure everything is accurate and well-organised. We appreciate candidates who take the time to double-check their work!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Bank of China Limited
✨Know Your Stuff
Make sure you brush up on mortgage underwriting principles and the specific regulations that apply to the role. Familiarise yourself with the Bank's lending criteria and be ready to discuss how you would assess mortgage applications.
✨Show Off Your Language Skills
Since this position requires Mandarin speaking, practice your language skills before the interview. Be prepared to demonstrate your ability to communicate effectively in both English and Mandarin, especially when discussing complex financial concepts.
✨Highlight Teamwork
This role involves liaising with various departments, so be ready to share examples of how you've successfully collaborated with others in the past. Emphasise your problem-solving skills and how you can contribute to a smooth workflow.
✨Stay Organised
Demonstrate your attention to detail by discussing how you keep documentation organised and up-to-date. You might even want to bring a sample of your work or a system you’ve used to manage cases efficiently.
