University Graduate – Credit Risk Management 100% (f/m/d)

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together. Kick-start your career with Julius Baer’s Graduate Programme – April 2027

Are you about to complete your bachelor’s degree or recently graduated and ready to turn ambition into impact? At Julius Baer, we empower graduates to shape the future of wealth management.

Our 18-month Graduate Programme is designed to unleash your potential through three dynamic rotations, including an international assignment. You’ll gain hands‑on experience, build a global network, and lay the foundation for a thriving career in wealth management.

Your team: As part of the CRO Division, you will join the Guernsey Credit team which plays a key role in supporting Relationship Management teams in finding and maintaining client oriented and risk adequate solutions in line with Julius Baer’s risk appetite. We offer a range of credit products to our Private Banking clients on a secured basis (e.g. lending against marketable securities and mortgages). Credit not only performs a full credit risk assessment of the clients’ collateral and overall financial position, but also works to clear structural, legal, regulatory and compliance frameworks in collaboration with partners in other departments.

What’s in it for you?

• Tailored career path: Develop expertise in your chosen field while growing personally and professionally
• Global perspective: Gain international experience and work with diverse teams
• Community & mentorship: Learn from industry leaders and peers and build a strong network
• Impactful work: Contribute to projects that make a real difference from day one

YOUR CHALLENGE

• Support the management of the Guernsey Branch’s credit portfolio as part of a small, dedicated team
• Become familiar with the Bank’s internal risk framework as well as external Regulatory requirements
• Help with the daily monitoring of credit exposures, including the handling of any excess positions
• Provide advice and guidance to Relationship Managers on credit related enquiries and issues
• Prepare credit proposals including researching the applicant’s background and analysis of financial statements amongst other aspects
• Oversee the preparation and perfection of loan and security documents
• Assist with periodic reporting and ongoing project initiatives

YOUR PROFILE

• A bachelor’s degree preferably in related subjects such as Business & Finance, Accountancy, Economics or Law etc. (graduation within the last 3 years)
• An analytical mindset and keen eye for detail
• Strong interpersonal skills with the confidence to communicate & present to individuals at all levels
• Strong working knowledge of the Microsoft Suite, in particular Excel, Word
• A strong work ethic and keen appetite to learn and, in time, undertake professional study
• Passion for wealth management and a desire to create value beyond wealth
• An interest in financial and real estate markets

The international reference in wealth management Julius Baer is the leading Swiss wealth management group.

We focus on servicing and advising sophisticated private clients from around the world, taking into account what truly matters to them – in their business and personal life, today and for future generations.

Headquartered in Zurich, we are present in around 60 locations worldwide, including Bangkok, Dubai, Dublin, Frankfurt, Geneva, Hong Kong, London, Luxembourg, Madrid, Mexico City, Milan, Monaco, Mumbai, Santiago de Chile, Shanghai, Singapore, Tel Aviv, and Tokyo.

Why join Julius Baer?

At Julius Baer our employees enjoy the benefits of a global company with the support and collegiality of a much smaller one. We are growing quickly, but we remain dedicated to maintaining our accessible structure with flat hierarchies, and approachable and supportive leaders.

With offices around the world, we offer an international and stimulating work environment and the opportunity to work with a diverse team of highly motivated colleagues, bringing the best of the bank to each client.

Our core values of Care, Passion, and Excellence define the tone of how we interact with each other and our partners.

Committed to your success Whether nurturing young talent with our renowned apprentice scheme, enabling ambitious university graduates to put theory into practice with our Graduate Programme, or providing first‑class opportunities for experienced professionals, we look after our employees.

We believe in continuous learning as a company and as individuals, which is why we put a focus on the health and well-being of our employees and offer flexible working options, a wide array of benefits, and extensive career development programmes.

For more information visit www.juliusbaer.com or contact us via the Contact Form.