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- Tasks: Lead the product strategy for embedded finance in the global automotive sector.
- Company: Join Openbank, a digital-first leader in automotive finance innovation.
- Benefits: Competitive salary, career growth, and international collaboration opportunities.
- Other info: Dynamic role with global visibility and a focus on digital innovation.
- Why this job: Shape the future of mobility finance and work with major global partners.
- Qualifications: Experience in product management and a passion for technology and customer insights.
The predicted salary is between 60000 - 80000 £ per year.
Country: United Kingdom
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Openbank, we are building a global, digital-first Automotive platform, connecting customers, dealers, OEMs, and partners to deliver seamless financing and mobility solutions at scale. This is a unique opportunity to join a high-impact global team at the centre of our automotive transformation. You’ll play a critical role in shaping how finance is embedded directly into partner ecosystems, from dealer channels and OEM platforms to digital marketplaces and direct-to-consumer journeys.
Working with some of our biggest and most important global partners, you will play a key role in owning and shaping the strategy, definition and delivery of embedded finance products that help our partners sell more vehicles, while creating brilliant customer experiences. This role is ideal for a product manager who thrives at the intersection of customer insight, commercial strategy, technology and delivery.
The Job Role
As Product Manager – Embedded Finance, you will own the end-to-end product lifecycle for key embedded finance proposition across our global automotive ecosystem. You’ll work closely with major OEMs, dealer and importer groups, and marketplace partners to understand their strategic priorities and customer journeys, translating these into scalable product solutions that can be built, launched and continuously optimised across multiple markets.
This is not a role focused purely on gathering requirements. We’re looking for a true Product Manager who can shape what needs to be built, define the roadmap, drive prioritisation decisions and be accountable for successful delivery and commercial outcomes.
What you’ll be doing
- Own product strategy and roadmap
- Define the product vision and roadmap for embedded finance capabilities across global automotive channels
- Identify opportunities through market insight, customer behaviour and partner strategy
- Translate business needs into clear product propositions, MVP scope and phased delivery plans
- Prioritise initiatives and make clear trade-off decisions based on customer value, technical feasibility and commercial impact
- Lead the exploration of how we can harness the opportunities of agentic AI, using intelligent automation to transform customer and partner journeys, while maximising the discoverability and lead generation across AI channels.
- Shape and deliver solutions
- Lead discovery and solution design with engineering, data, operations, risk and commercial teams
- Define what needs to be built to solve real customer and partner problems
- Own product requirements, backlog priorities and delivery milestones
- Be accountable for successful launch of product capabilities into production
- Ensure solutions are scalable, modular and adaptable across global and local market needs
- Drive delivery outcomes from concept through launch and post-release iteration
- Build strategic partner relationships
- Build strong working relationships with global OEMs, dealer groups, importer networks and marketplaces
- Develop a deep understanding of partner strategies, priorities and growth plans
- Collaborate with commercial and account teams to shape joint propositions and initiatives
- Build trusted relationships with senior stakeholders internally and externally
- Optimise performance and outcomes
- Use data and analytics to drive product performance and commercial outcomes
- Monitor funnel performance, conversion, approval rates and acquisition efficiency
- Identify opportunities to improve customer journeys and increase partner value
- Lead post-launch reviews and continuous optimisation cycles
- Drive ROI through smarter processes, automation and product enhancements
Why join us
This is an opportunity to shape the future of mobility finance at global scale. You’ll be joining a business investing heavily in digital innovation, working on products that sit at the heart of how customers discover, finance and manage vehicles in the future.
We offer:
- A high-impact role with global visibility
- Exposure to major international automotive partners
- The opportunity to shape category-leading embedded finance journeys
- Competitive compensation and career growth opportunities
- International collaboration with teams across multiple markets
Would you like to grow with us? Join our team!
Santander is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.
The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment. For further information about your rights and data protection, please read the Openbank Privacy Policy applicable to this type of data processing here.
SCF HQ - Product Manager - Embedded Finance (Global Automotive) in London employer: Banco Santander
Contact Detail:
Banco Santander Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land SCF HQ - Product Manager - Embedded Finance (Global Automotive) in London
✨Tip Number 1
Network like a pro! Reach out to people in the automotive and finance sectors on LinkedIn. A friendly message can go a long way, and you never know who might have the inside scoop on job openings.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their embedded finance strategies and think about how your skills can contribute to their goals. Show them you’re not just another candidate!
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the role of Product Manager. Highlight your ability to drive product strategy and deliver results, especially in a fast-paced environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about joining our team.
We think you need these skills to ace SCF HQ - Product Manager - Embedded Finance (Global Automotive) in London
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in embedded finance and how it aligns with our mission at Openbank. We want to see how you can contribute to our global automotive platform!
Showcase Your Impact: When detailing your previous roles, focus on the impact you've made. Use metrics and examples to illustrate how you've shaped product strategies or improved customer experiences. We love seeing results that speak for themselves!
Be Authentic: Let your personality shine through in your application. We value passion and authenticity, so don’t hesitate to share what excites you about the role and how you envision contributing to our team. We’re looking for genuine enthusiasm!
Apply Through Our Website: For the best chance of success, make sure to apply directly through our website. This helps us keep track of your application and ensures it reaches the right people. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Banco Santander
✨Know Your Product Inside Out
As a Product Manager for Embedded Finance, it's crucial to understand the products you'll be managing. Dive deep into the specifics of embedded finance solutions and how they integrate with automotive ecosystems. Be ready to discuss how these products can enhance customer experiences and drive commercial outcomes.
✨Showcase Your Strategic Thinking
Prepare to demonstrate your ability to define product vision and strategy. Think about how you would identify opportunities through market insights and customer behaviour. Bring examples of how you've previously translated business needs into successful product propositions and delivery plans.
✨Build Relationships Before the Interview
Since this role involves collaborating with global OEMs and dealer groups, try to connect with industry professionals or current employees at the company before your interview. This will give you valuable insights into their strategies and priorities, which you can reference during your discussion.
✨Data-Driven Decision Making
Be prepared to discuss how you use data and analytics to drive product performance. Think of specific metrics you've monitored in past roles, such as conversion rates or customer journey improvements, and how those insights led to actionable changes in your product strategy.