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- Tasks: Lead credit analysis and monitor risk exposure while producing insightful reports.
- Company: Join a leading financial group focused on innovative risk management.
- Benefits: Competitive salary, annual bonus, and private medical coverage.
- Why this job: Make impactful decisions that shape the future of credit risk management.
- Qualifications: Strong analytical skills and experience in credit analysis.
- Other info: Dynamic role with opportunities for professional growth and development.
The predicted salary is between 36000 - 60000 £ per year.
Strengthen the Group's credit/counterparty risk capability through consistent credit analysis, portfolio monitoring, and data-led MI, supporting robust limit governance and forward-looking insight across entities.
Key responsibilities
- Credit analysis & reviews: lead counterparty/client assessments; maintain credit memos and periodic reviews; track conditions and follow-ups.
- Exposure, concentration & limits monitoring: produce and interpret credit exposures, limit utilisation, concentrations, and exceptions; propose escalations with supporting analysis.
- Credit MI & dashboards: build and own credit reporting packs (trend commentary, watchlists, drivers of change); partner with Quant/Data Engineer to automate and standardise.
- Stress/scenario inputs: contribute credit-focused scenarios, sensitivity analysis, and "what changed?" investigations.
- Data discipline: ensure definitions are consistent (exposure measures, limit logic, entity mapping); document methodology changes.
- Governance support: prepare inputs for ALCO / credit governance forums and ensure clear action tracking and closure evidence.
Key deliverables (examples)
- Credit watchlist + periodic review schedule
- Credit exposure & limits MI with narrative and exceptions
- Credit memos / review notes and conditions tracker
- Automated credit dashboards (where feasible) and definitions documentation
Success measures
- Better-quality, assessment-based credit decisions with clear evidence
- Fewer limit surprises; improved early-warning capability
- Reduced manual reporting and improved data consistency across entities
Benefits
- Competitive Salary
- Annual Bonus
- Private Medical
Risk Credit Analyst in London employer: Ballinger Group
Contact Detail:
Ballinger Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Credit Analyst in London
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on a job opening or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its credit risk strategies. We should be ready to discuss how our skills align with their needs, especially around credit analysis and monitoring.
✨Tip Number 3
Practice makes perfect! Do mock interviews with friends or use online resources to get comfortable discussing your experience with credit memos and exposure monitoring. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Risk Credit Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Credit Analyst role. Highlight relevant experience in credit analysis, portfolio monitoring, and any data-led projects you've worked on. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Be specific about your achievements and how they relate to the responsibilities listed in the job description.
Showcase Your Analytical Skills: Since this role involves a lot of data analysis, make sure to showcase your analytical skills in your application. Mention any tools or methodologies you’ve used for credit assessments or reporting, and how they’ve helped improve decision-making.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Ballinger Group
✨Know Your Credit Analysis Inside Out
Make sure you brush up on your credit analysis skills before the interview. Be prepared to discuss your experience with counterparty assessments and how you've maintained credit memos in the past. Having specific examples ready will show that you understand the role's requirements.
✨Get Familiar with Exposure Monitoring
Understand the key metrics related to credit exposures and limit utilisation. Be ready to explain how you've tracked these in previous roles and any tools or methods you've used. This will demonstrate your ability to produce and interpret credit data effectively.
✨Showcase Your Data Skills
Since the role involves building credit reporting packs and dashboards, highlight any experience you have with data analysis and automation. If you've partnered with data engineers before, mention it! This shows you're proactive about improving processes.
✨Prepare for Governance Discussions
Familiarise yourself with governance frameworks and be ready to discuss how you've contributed to similar forums in the past. Being able to articulate your understanding of action tracking and closure evidence will set you apart as a candidate who can support robust governance.
