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- Tasks: Manage risks and ensure compliance in a dynamic financial tech environment.
- Company: Join B4B Payments, a leading global financial services technology company.
- Benefits: Enjoy a competitive salary, hybrid work model, and career development opportunities.
- Why this job: Be part of an innovative team shaping the future of payments and financial services.
- Qualifications: Experience in risk management and a strong understanding of compliance regulations.
- Other info: Work in a vibrant office in London with a focus on growth and collaboration.
The predicted salary is between 28800 - 48000 £ per year.
Job Title : Risk Manager (UK)
Location : London / Hybrid (3 days in the office)
Term : Permanent / Full-time
Salary : TBD depending on experience
Reports to : Head of Compliance (UK)
About us
B4B Payments is a multi-award-winning, global financial services technology company offering an advanced transaction payments platform and APIs for emerging payments and financial services. Our flexible technology and comprehensive services include embedded finances, payment accounts, FX, rapid payouts, physical and virtual card issuing, and BIN sponsorship.
With over 18 years of expertise in payments, B4B Payments is headquartered in the UK. In Europe, B4B Payments is regulated as an e-money institution (EMI) authorised by the Financial Conduct Authority (FCA) and the Bank of Lithuania and is a Mastercard® Principal Member.
B4B Payments’ US division (B4B Payments USA, Inc. ) is based in Boston, MA, and specialises in enabling companies to reduce costs and increase efficiency in managing corporate expenditure and global payouts.
B4B Payments Europe and US divisions offer full and partial program management and support, in addition to comprehensive technical, regulatory, and service support to fintechs looking to launch or grow domestically and internationally.
B4B Payments is a Banking Circle Group company. A next-generation financial technology platform for global commerce, Banking Circle Group comprises a rich set of complementary e-commerce solutions. From international cross-border payments, accounts and liquidity management, and embedded finance to business payments & card issuing, B2B Buy Now Pay Later, and account-to-account payment methods, the ecosystem is delivering modern financial solutions to
some of the largest and most successful companies around the world, as they accelerate the digitalisation of their customer and supply-chain.
About the role
The Risk Manager will provide support with upcoming regulatory developments, including internal risk governance enhancements, DORA operational resilience, Consumer Duty reviews, PSD3 etc all of which are increasing the complexity of risk management requirements.
This is a great opportunity to take ownership of risk management in an award winning fintech company, with direct influence of senior stakeholders and the chance to drive meaningful change and promote awareness and ownership of risk across the business.
Responsibilities
- Act as the day to day owner of PCS risk management framework, ensuring risks are identified, assessed, and mitigated.
- Maintain the risk register and in some cases update the Business-Wide to ensure alignment with regulatory expectations and business objectives.
- Coordinate with risk owners across the business to ensure accountability and timely remediation of risks.
- Produce regular MI and risk dashboards for the Board, Group risk and compliance committee, and regulators.
- Lead the integration of new regulatory requirements into the risk framework (e.g., DORA, failure to prevent fraud).
- Close off audit items and manage risk audit
- Provide training to the business
- Clearly conveying risk assessments, reports, and recommendations to executives, teams, and regulators, while influencing action and compliance
- Work with the board to develop a risk strategy
- Educate the business on risk and set risk maps
Requirements
Essential (Need to have)
- Solid understanding of Risk management and of UK and EU regulatory frameworks
- At least 5 years of experience working within risk management within a regulated financial institution (e-money, payments, fintech, banking, FX, trading).
- Experience developing and maintaining risk frameworks, registers, and MI reporting.
- Experience in a managerial level or similar position
- Strong analytical and problem-solving skills, with the ability to make sound, data-driven decisions in complex compliance and risk management scenarios.
- Exceptional communication and relationship-building skills, with the capacity to effectively advocate for solutions and gain buy-in from diverse stakeholders
Desirable (Nice to have)
- Bachelors degree in a relevant field
- Professional Qualification in Risk Management
- Experience in a payments / fintech company
- Professional qualification (IRM, ICA, CISI, ACAMS,PRMIA, or equivalent).
What we offer
- 25 days annual leave
- Annual wellness day off
- Access to retail & other discounts
- Vitality health care plan
- Access to ‘’Nous Finance-a smart way to save money’’
- Learning & development support
- Ride-to-work scheme
- Access to our GO1 our online learning platform to help continuously develop yourself
- Regular socials and relaxed working environment
Make a difference :
We’re always on the look out for talented individuals to help take us further – It’s important to us to hire the right people and work out a role that works.
Equality : We strive to create a workplace that reflects the diverse communities we serve and where everyone feels empowered to bring their full, authentic selves to work.
Teamwork : The strength of our team does not only lie in our combined experience and expertise but our ability to trust each other, no matter what. We understand that our best work is not produced by individuals but by enjoying collaboration as a team and supporting each other every day.
Quality : We provide award-winning solutions and unsurpassed service that, together, deliver premium value to our customers.
Innovation : Redefining the standard of excellence is in everything we do. Therefore, we are open to ideas that challenge the conventional views and drive innovation. The only constant in life is change and we believe that in order to stay relevant we must continuously improve and evolve with the changing needs of society.
Trust : We strive to act in a manner that builds trust with our team, clients, business partners, and other stakeholders. We firmly believe that actions speak louder than words and transparency is key.
NOTE :
We kindly request that you contact us by submitting your CV, indicating your current location, and confirming your eligibility to work in the United Kingdom. We assure you that our team will promptly respond to your inquiry.
Please note that we are not considering inquiries or applications from Agencies. Additionally, we regret to inform you that we are unable to provide visa sponsorships at this time
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Risk Manager employer: B4B Payments - A Banking Circle Group Company
Contact Detail:
B4B Payments - A Banking Circle Group Company Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their products and services, especially in payments and financial technology. This will help you tailor your answers and show you're genuinely interested.
✨Tip Number 3
Practice common interview questions with a friend or in front of a mirror. The more comfortable you are with your responses, the more confident you'll feel during the actual interview.
✨Tip Number 4
Don't forget to apply through our website! We love seeing applications come directly from candidates who are excited about joining us at B4B Payments. It shows initiative and enthusiasm!
We think you need these skills to ace Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Manager role. Highlight relevant experience and skills that match the job description. We want to see how your background aligns with what we do at B4B Payments!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about risk management and how you can contribute to our team. Keep it engaging and personal – we love getting to know our applicants!
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use specific examples of how you've successfully managed risks in the past. This helps us see the impact you could have at B4B Payments.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss any important updates from our team!
How to prepare for a job interview at B4B Payments - A Banking Circle Group Company
✨Know Your Risk Management Basics
Make sure you brush up on the fundamentals of risk management. Understand key concepts like risk assessment, mitigation strategies, and compliance regulations specific to the financial services sector. This will show that you're not just familiar with the theory but can apply it in a practical context.
✨Research B4B Payments
Dive deep into B4B Payments' services and recent developments. Familiarise yourself with their transaction payments platform and how they operate as an e-money institution. Being able to discuss their offerings and how they align with your skills will impress the interviewers.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills in risk management. Think of examples from your past experience where you identified risks and implemented solutions. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly.
✨Showcase Your Communication Skills
As a Risk Manager, you'll need to communicate complex information clearly. Practice explaining risk concepts in simple terms, as you may need to present findings to non-experts. Demonstrating your ability to convey important information effectively will be a big plus.
