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- Tasks: Evaluate credit applications and ensure compliance with business and regulatory standards.
- Company: Join Ayvens, a leader in sustainable mobility solutions across 42 countries.
- Benefits: Generous pension scheme, 25 days holiday, volunteering days, and subsidised catering.
- Why this job: Be part of a team shaping the future of mobility while ensuring customer satisfaction.
- Qualifications: Strong analytical skills, excellent communication, and ability to manage competing priorities.
- Other info: Diverse and inclusive workplace encouraging applicants from all backgrounds.
The predicted salary is between 36000 - 60000 £ per year.
At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. We are looking for a Senior Underwriter with strong expertise to join our forward-thinking Risk and Compliance team. This is a fantastic opportunity to join the team responsible for evaluating credit applications and making decisions whether to approve finance applications, while ensuring decisions are in line with business, regulatory, risk and compliance rules and within agreed service level. The department is key to protecting Ayvens from undue risk whilst providing great customer service.
Summary Of Responsibilities
- Analysing customer documentation, credit data and financial statements to evaluate the risks associated with the credit worthiness and due diligence requirements.
- Complete credit analysis and issue a credit opinion for £1m + applications.
- Register all new customers in risk system following the customer registration process.
- Produce a robust audit trail on all parts of application decisions ensuring outcomes are compliant with onboarding and origination approval process.
- Coordinate with the Management team and Risk teams to complete tasks and elevate issues in a timely manner to achieve service level agreements.
- Deliver operational effectiveness, achieving productivity and quality targets and objectives set by the business.
- Continuously review Operational processes to enable maximum efficiency and timely updating and governance process for Standard Operating procedures.
- Involvement in ad-hoc projects and process reviews providing ideas to improve the end to end client journey.
- Ownership of Risk Operations procedures updating in line with risk, regulatory and compliance parameters.
- Contributing to improvements to processes and policy that balance risk with customer service.
- Managing and building internal relationships with key functions within the business.
Skills And Experience
- Ability to risk assess.
- A strong research and analytical skill set coupled with an inquisitive mind-set.
- Excellent communication, influencing and negotiation skills.
- Customer service and relationship management.
- Strong attention to detail and critical thinking skillset.
- Is commercially astute when making decisions.
- Confident to work autonomously whilst managing competing priorities.
- Excellent time management skills with the ability to juggle priorities.
- High standard in IT literacy including office applications.
What we offer
- Generous contributory pension scheme.
- 25 days holiday, in addition to bank holidays (pro rata).
- Volunteering days to assist in charity work.
- Sustainability Initiatives.
- Holiday buy / sell (subject to conditions).
- Employee Referral Scheme.
- Subsidised onsite catering.
- EV charging points (cost associated), bike storage, shower & changing facilities and car parking.
Studies have shown that women and people of colour are less likely to apply for an opportunity unless they exactly meet the criteria specified. At Ayvens we are committed to building a diverse, inclusive, enjoyable and authentic workplace so if you are excited by this, or any role at Ayvens but your experience doesn’t exactly align, we would encourage you to apply regardless!
Why Ayvens? With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.
At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed.
Senior Underwriter in Bristol employer: Ayvens
Contact Detail:
Ayvens Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter in Bristol
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Ayvens. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for the interview by researching Ayvens' values and recent projects. Show us how your skills align with our mission for sustainable mobility – we love candidates who are genuinely interested!
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. We want to see your personality shine through, so don’t be afraid to let your enthusiasm for the role show!
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows us you’re serious about joining our team at Ayvens.
We think you need these skills to ace Senior Underwriter in Bristol
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in risk assessment and credit analysis. We want to see how your skills align with the Senior Underwriter role, so don’t hold back on showcasing your expertise!
Show Off Your Analytical Skills: Since this role involves a lot of analysing customer documentation and financial statements, be sure to include examples of how you've successfully evaluated risks in the past. We love a good story that demonstrates your analytical prowess!
Highlight Communication Skills: As a Senior Underwriter, you'll need to communicate effectively with various teams. Share instances where your communication and negotiation skills made a difference. We’re all about collaboration here at Ayvens, so let us know how you’ve built relationships in previous roles!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Ayvens
✨Know Your Numbers
As a Senior Underwriter, you'll be dealing with credit applications and financial statements. Brush up on your analytical skills and be ready to discuss how you evaluate credit worthiness. Prepare examples of past analyses you've conducted and the outcomes.
✨Understand the Regulatory Landscape
Familiarise yourself with the regulatory and compliance rules relevant to underwriting. Be prepared to discuss how you ensure decisions align with these regulations. Showing that you can balance risk with customer service will impress the interviewers.
✨Showcase Your Communication Skills
Excellent communication is key in this role. Think about times when you've had to influence or negotiate with stakeholders. Be ready to share specific examples that highlight your ability to build relationships and manage competing priorities.
✨Demonstrate Your Curiosity
Ayvens values curiosity and innovation. Come prepared with ideas on how to improve operational processes or enhance the client journey. This shows you're not just about maintaining the status quo but are eager to contribute to the company's growth.
