Senior Asset Risk Analyst in Bristol

At Ayvens, progress starts with you. The finance department is responsible for supporting attainment of the company's strategic objectives through:

• Accurate and timely monitoring and reporting of financial and business performance
• Providing commercially appropriate pricing that reflects fair value for customers
• Managing credit decisions in line with the organisational risk appetite
• Supporting customers in financial difficulty to deliver good outcomes

The team assists and guides the business in ensuring effective, legally compliant and sustainable business decisions, whilst maintaining effective controls to manage risks and ensure robust processes across the accounting activities. The pricing team manages the quotations database which includes the vehicle and option pricing, standard specifications, colours, trims and technical information for all current vehicles and up to 10 years' worth of historical vehicles. We maintain the discount and bonuses databases for Ayvens, White Label partners and our customers.

Role and Responsibilities

• Lead the development and governance of residual values (RV) and maintenance budgets, ensuring they are accurate, competitive, and aligned with the organisation’s risk appetite and commercial objectives.
• Provide expert analysis and insight on vehicle performance, market trends, and deal proposals, supporting informed decision‑making and driving profitable outcomes.
• Undertake regular, in‑depth analysis of industry data, ALD RVs and SMR budgets, in‑life performance, and competitive positioning, identifying trends, risks, and opportunities, and recommending updates to policy where required.
• Develop and maintain strong relationships with manufacturers, external partners, and ALD International colleagues, including leading the presentation and justification of ALD’s RV positioning, supporting tender submissions, and contributing to new model launch activities.
• Proactively identify issues, challenge existing approaches, and drive improvements to processes, methodologies, and tools.

Skills and Experience

• Proven experience in setting and reviewing residual values, with a strong understanding of the methodologies, assumptions, and market drivers that underpin accurate and commercially sound RV positioning.
• Detailed knowledge of the automotive and leasing industry, including vehicle lifecycle dynamics, used car markets, manufacturer strategies, and key factors influencing residual values and maintenance costs.
• Highly effective communicator, capable of delivering clear and concise messages across a variety of channels, including face‑to‑face discussions, telephone, email, and formal written reports.
• Able to present complex information confidently to stakeholders at all levels.
• Demonstrates excellent organisational skills, with the ability to manage multiple priorities, meet tight deadlines, and maintain high levels of accuracy in a fast‑paced, commercially driven environment.
• Strong capability in handling, analysing, and interpreting large datasets, with the ability to translate complex information into meaningful insights and present findings in a clear and impactful way.
• Proactive and solutions‑focused, with the ability to identify issues, challenge existing approaches, and develop alternative solutions that drive process improvements, enhance efficiency, and support better business outcomes.
• Strong capability in Excel and data tools, with experience working with large datasets and an interest in enhancing reporting, modelling, and automation.
• Effectively manages multiple priorities, delivering high‑quality outputs within tight deadlines, particularly in a fast‑paced, commercially driven environment.

What We Offer

• Salary up to…
• Competitive pension scheme
• Annual salary review and bonus scheme
• Give As You Earn (GAYE) scheme
• Employee referral scheme (£1,000)
• Retail discounts programme
• GymFlex membership options
• Cycle to Work scheme
• Life Assurance, Health assessment options, Travel insurance, Dental insurance, Critical illness cover, Personal accident insurance.
• 25 days’ annual leave + an additional Celebration Day
• 37.5 hour week, Monday to Friday, no weekends
• Holiday buy & sell scheme
• Volunteer days
• Time allocated for personal development, Study support (where applicable)

Diversity & Inclusion

Studies have shown that women and people of colour are less likely to apply for an opportunity unless they exactly meet the criteria specified. At Ayvens we are committed to building a diverse, inclusive, enjoyable and authentic workplace so if you are excited by this, or any role at Ayvens but your experience doesn't exactly align, we would encourage you to apply regardless!