At a Glance
- Tasks: Lead a dynamic team in making impactful credit decisions for large lending applications.
- Company: Join Ayvens, a forward-thinking company shaping sustainable mobility.
- Benefits: Enjoy competitive pay, bonuses, and a range of health and wellness perks.
- Other info: Embrace a diverse workplace with excellent growth opportunities and work-life balance.
- Why this job: Make a real difference in credit management while developing your leadership skills.
- Qualifications: Experience in corporate credit and strong communication skills are essential.
The predicted salary is between 60000 - 75000 £ per year.
At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.
We’re looking for an experienced Corporate Credit Underwriting Manager to join our Risk Operations team, located in Lyde Green, Bristol (BS16 7LB) to manage a small team of underwriters decisioning on large lending applications (£500k to £5m). This role ensures credit decisions are made consistently, fairly and in line with Group policy and risk appetite, while delivering a strong customer experience.
You’ll be responsible for credit quality, decision‑making standards, service levels and team performance while working closely with Credit Risk and Compliance to ensure policies and controls are applied effectively.
Key Responsibilities:
- Lead and manage a Corporate Credit underwriting team, including performance and development of colleagues.
- Oversee the end‑to‑end credit opinion process for handoff to the 2LOD team for validation.
- Deliver “right first time” decision‑making.
- Act as the main point of contact for credit‑related escalations from Commerce Colleagues.
- Manage workflows to deliver agreed service levels and quality standards.
- Maintain clear audit trails and robust credit documentation.
- Complete regular quality checks, controls and credit reviews.
- Keep credit policies and procedures up to date and recommend improvements to improve customer journey.
- Support and deliver projects that improve credit processes.
- Build strong working relationships across credit, risk, compliance and relationship teams.
Skills & Experience:
- Proven experience leading a Corporate Credit team or similar.
- Experience assessing and managing credit risk, including complex cases.
- Credit mandate in existing or a previous role of £1m plus sign off.
- Ability to interpret financial information and data for complex company structures.
- Good knowledge of UK lending practices.
- Strong communication skills with the ability to influence stakeholders.
- Highly organised, with the ability to plan and prioritise in a fast‑paced environment.
- Track record of delivering service, quality and productivity targets.
What we offer:
- Rewards & Financial Benefits: Competitive pension scheme, Annual salary review and bonus scheme, EV company car, Give As You Earn (GAYE) scheme, Employee referral scheme (£1,000), Retail discounts programme, GymFlex membership options, Cycle to Work scheme.
- Health & Wellbeing: Private Medical Insurance, Life Assurance, Health assessment options, Travel insurance, Dental insurance, Critical illness cover, Personal accident insurance.
- Time Off & Work‑Life Balance: 25 days’ annual leave + an additional Celebration Day, 37.5 hour week, Monday to Friday, no weekends, Holiday buy & sell scheme, Volunteer days, Time allocated for personal development, Study support (where applicable).
- Workplace & On‑Site Facilities: Free parking, EV charging points, Bike storage & shower facilities, Complimentary breakfast, Staff and social events.
Studies have shown that women and people of colour are less likely to apply for an opportunity unless they exactly meet the criteria specified. At Ayvens we are committed to building a diverse, inclusive, enjoyable and authentic workplace so if you are excited by this, or any role at Ayvens but your experience doesn’t exactly align, we would encourage you to apply regardless!
Corporate Credit Underwriting Manager in Bristol employer: Ayvens
At Ayvens, we pride ourselves on fostering a dynamic and inclusive work environment that empowers our employees to thrive. As a Corporate Credit Underwriting Manager in Lyde Green, Bristol, you'll benefit from competitive rewards, a strong focus on personal development, and a commitment to work-life balance, all while contributing to our mission of sustainable mobility. Join us to be part of a team that values your growth and well-being, ensuring you make a meaningful impact every day.
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Credit Underwriting Manager in Bristol
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Corporate Credit Underwriting Manager in Bristol
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Ayvens.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Ayvens's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Ayvens
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Ayvens.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
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✨Network with Industry Professionals
Before your interview, reach out to current or former Ayvens employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
