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- Tasks: Analyse credit data and customer documentation to assess risk and ensure compliance.
- Company: Join Ayvens, a leader in sustainable mobility solutions.
- Benefits: Enjoy 25 days holiday, pension scheme, and volunteering opportunities.
- Why this job: Make a real impact on sustainable development while growing your career.
- Qualifications: Strong analytical skills and excellent communication abilities required.
- Other info: Dynamic team environment with opportunities for personal and professional growth.
The predicted salary is between 36000 - 60000 £ per year.
At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.
We’re looking for a Senior Risk Operations Analyst with strong expertise to join our forward-thinking Risk and Compliance team. This is a fantastic opportunity to join the team responsible for contributing to the sustainable development of Ayvens activities and profitability by establishing a sound compliance management and monitoring framework to oversee compliance with group requirements and with UK laws and regulation.
Summary of responsibilities:
- Analyse customer documentation, credit data and financial statements to evaluate the risks associated with credit worthiness and due diligence requirements.
- Complete credit analysis and issue a credit opinion to LOD2 validation team if outside delegated authority.
- Complete credit analysis and decision to credit authorisation if within individual LOD1 delegated authority.
- Register all new customers in risk system following the customer registration completed by sales LOD1.
- Perform customer due diligence on new-onboardings, remediation and/or periodic reviews for both personal and non-personal customers.
- Produce a robust audit trail on all parts of application decisions ensuring outcomes are compliant with onboarding and origination approval process.
- Coordinate with the management team and risk teams to complete tasks and escalate issues in a timely manner to achieve service level agreements.
- Deliver operational effectiveness, achieving productivity and quality targets and objectives set by the business.
- Continuously review operational processes to enable maximum efficiency and timely updating and governance process for standard operating procedures.
- Involvement in projects process reviews, providing ideas to improve the end-to-end client journey.
- Implement decision making actions for effective daily workflow management.
- Ownership of risk operations procedures updating in line with risk, regulatory and compliance parameters.
- Contributing to improvements to processes and policy that balance risk with customer service.
- Managing and building internal relationships with key functions within the business.
- Deputise for the Manager of the team.
Skills and Experience:
- Ability to risk assess.
- A strong analytical and inquisitive mind-set.
- Excellent communication, influencing and negotiation skills.
- Customer service and relationship management.
- Strong attention to detail and critical thinking skillset.
- Is commercially astute when making decisions.
- Confident to work autonomously whilst managing competing priorities.
- High standard in IT literacy including office applications.
What we offer:
- Generous contributory pension scheme.
- 25 days holiday, in addition to bank holidays (pro rata).
- Volunteering days to assist in charity work.
- Sustainability Initiatives.
- Holiday buy/sell (subject to conditions).
- Employee Referral Scheme.
- Subsidised onsite catering.
- EV charging points (cost associated), bike storage, shower & changing facilities and car parking.
With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.
At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.
Credit Risk Analyst in Bristol employer: Ayvens Group
Contact Detail:
Ayvens Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in Bristol
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions. Use the STAR method (Situation, Task, Action, Result) to structure your answers. This will help you articulate your experiences clearly and effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Credit Risk Analyst in Bristol
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight relevant experience and skills that match the job description. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your background aligns with our goals at Ayvens. Let us know what excites you about this opportunity!
Showcase Your Analytical Skills: Since the role requires strong analytical abilities, be sure to include examples of how you've successfully assessed risks or made data-driven decisions in the past. We love seeing those critical thinking skills in action!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss any important updates from us!
How to prepare for a job interview at Ayvens Group
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial statements and credit data. Brush up on your analytical skills and be prepared to discuss how you evaluate creditworthiness. Bring examples of past analyses you've conducted to showcase your expertise.
✨Master the Compliance Landscape
Familiarise yourself with UK laws and regulations related to credit risk and compliance. Be ready to discuss how you ensure adherence to these regulations in your previous roles. This shows that you understand the importance of compliance in risk management.
✨Showcase Your Communication Skills
You'll need to coordinate with various teams and manage relationships within the business. Prepare to demonstrate your communication and negotiation skills during the interview. Think of specific instances where you successfully influenced decisions or resolved conflicts.
✨Be Ready for Scenario Questions
Expect scenario-based questions that test your critical thinking and decision-making abilities. Practice articulating your thought process when faced with complex risk assessments or operational challenges. This will help you stand out as a candidate who can think on their feet.
