Senior Underwriter - Construction (CAR/EAR/DSU)

AXA XL’s UK & Lloyd’s Construction & Engineering team underwrites Construction and Erection All Risks (CAR/EAR) for a diverse global client base. Our portfolio spans Coverholders, Contractors, Owners, Utilities, Developers and OEMs, and we work closely with all major London broking houses. With a robust pipeline of new business and a growing appetite across CAR, EAR, DSU and first-year operations, this is an excellent opportunity to join an established and energetic team.

We are seeking an experienced Construction/Erection Underwriter with deep market knowledge and influential broker relationships to help drive the continued build-out of our portfolio. You will play a key role in delivering profitable underwriting results, shaping risk strategy, and representing AXA XL as a market-leading partner to clients and brokers. This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime.

What you’ll be doing

As Senior Underwriter, you will be responsible for delivering a profitable, high-quality underwriting service across a broad range of construction risks. Your responsibilities will include:

• Underwriting & Portfolio Management
  • Reviewing submissions, including policy wordings, inspection reports and loss runs, and conducting detailed analysis to assess risk quality.
  • Pricing risks appropriately by considering technical risk costs, reinsurance structures, and underwriting/administration expenses to ensure sustainable profitability.
  • Underwriting business within agreed authority levels and contributing to the wider business planning and forecasting process.
  • Monitoring aggregate exposures, premium income, and portfolio performance to ensure alignment with plan and risk appetite.
• Client & Broker Engagement
  • Building and maintaining effective relationships with brokers and clients to support new business development and account retention.
  • Providing proactive advice on insurance and risk management matters, ensuring clients receive a tailored and responsive service.
  • Identifying opportunities for cross‑selling and supporting broader AXA XL initiatives.
• Policy & Claims Oversight
  • Reviewing loss control reports and managing endorsement requests to ensure accurate and timely policy issuance.
  • Maintaining awareness of all notified claims and providing input into claims strategy and settlement discussions.

You will report directly to the Head of Construction, UK & Lloyd’s.

What you’ll bring

We’re looking for someone who has these abilities and skills:

• Required Skills and Abilities
  • Proven experience underwriting construction projects and annuals profitably.
  • Excellent understanding of the CAR/EAR market and the factors influencing performance.
  • Established broker and client network, ideally including renewable energy sector relationships.
  • Excellent communication and customer service skills.
  • Proven analytical, negotiation and commercial skills.
  • Proficiency with pricing tools and solid working knowledge of Microsoft Excel.
  • Familiarity with broker manuscript and industry-standard CAR/EAR wordings.
  • Understanding of linesize management and portfolio steering.
• Desired Skills and Abilities
  • Background in engineering or construction, or a relevant technical degree.
  • Binder and lineslip experience (preferred but not essential).
  • Progress toward Cert CII or higher.

What we offer

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

Robust support for Flexible Working Arrangements. Enhanced family‑friendly leave benefits. Named to the Diversity Best Practices Index. Signatory to the UK Women in Finance Charter. Learn more at axaxl.com/about-us/inclusion-and-diversity.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.