At a Glance
- Tasks: Analyse and report on Home Underwriting to enhance our fraud strategy and market coverage.
- Company: Join AXA UK, a leader in insurance with a focus on innovation and growth.
- Benefits: Enjoy competitive salary, bonuses, private medical cover, and flexible working options.
- Other info: Dynamic work environment with opportunities for professional growth and development.
- Why this job: Make a real impact in the insurance industry while developing your analytical skills.
- Qualifications: Experience in underwriting, strong analytical skills, and knowledge of market trends required.
The predicted salary is between 36000 - 60000 € per year.
It’s an exciting time in our Pricing and Analytics department here at AXA UK. Our transformation programme has recently been relaunched, aligned to AXA Retail's new Pricing and Analytics strategy. We’re investing a lot in growing our department in size and capability across our IT systems, analytical toolset and learning and development. We’d love to hear from motivated people who can help us deliver our commitments to our business, our customers, and our people.
We’re looking for a Home Underwriting Analyst to support the control of the Retail Underwriting appetite, footprint, and fraud strategy, to provide more certainty and stability to our GWP and loss ratio targets for Home Insurance. Looking to build on our success in 2025, with desire to increase our market coverage in a controlled and safe way, but also to identify threats to our loss ratio and act quickly to mitigate so innovative thinking, market analysis and appetite for making a difference are key pillars for the role.
At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You’ll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means either attendance at one of our office locations, visiting clients or attending industry events. We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition.
What you’ll be doing:
- Provide reporting and analysis to support delivery of the Retail Underwriting Appetite & Fraud Policy for Home, highlighting areas outside of our appetite and any emerging risks to our appetite.
- Deliver reporting and analysis of the Home Insurance market on new entrants and exits and risks and opportunities to our Underwriting footprint.
- Offer insight on any current and emerging risks, trends and opportunities from fraud, climate, cyber and new technology trends for Home Insurance.
- Identify risks and opportunities on segments within our Home Underwriting & Fraud appetite, collaborating with stakeholders to ensure appropriate action is taken to protect the Retail Home targets for GWP/Volume and Loss Ratio.
Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.
What you’ll bring:
- Experience in Underwriting and knowledge of market including key players and performance drivers.
- Experience of driving and delivering profitable change.
- Strong analytical approach to problem structuring.
- Strong drive to deliver and comfortable collaborating in a team.
- Self-sufficiency in working through analytical projects from idea to results phases.
- Effective communication to technical and non-technical audiences.
- Experience working with PowerBI and/or Python.
- Ability to continually learn and develop.
As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.
What we offer:
- Competitive annual salary dependent on experience.
- Annual company & performance-based bonus.
- Contributory pension scheme (up to 12% employer contributions).
- Life Assurance (up to 10 x annual salary).
- Private medical cover.
- 25 days annual leave plus Bank Holidays.
- Opportunity to buy up to 5 extra days leave or sell up to 5 days leave.
- Wellbeing services & resources.
- AXA employee discounts.
To apply, click on the ‘apply for this job’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to saraya.cussons@axa-uk.co.uk.
Who we are: AXA Retail helps people live the life they love, knowing we’ve got their back, at home and on the road. Our people are vital to us becoming more digital, faster and easier to access. We’re a dynamic team of experts completely committed to making sure our customers ‘get back to the good stuff’ when the unexpected happens.
Home Underwriting Analyst in Manchester employer: AXA Group
AXA UK is an exceptional employer that prioritises the growth and development of its employees within a dynamic and supportive work culture. With a strong focus on flexible working arrangements, competitive benefits including a contributory pension scheme and private medical cover, and a commitment to employee wellbeing, AXA empowers its team members to thrive both professionally and personally. Join us in our exciting transformation journey as we enhance our Pricing and Analytics capabilities and make a meaningful impact in the Home Insurance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Home Underwriting Analyst in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current AXA employees on LinkedIn. You never know who might give you a heads-up about an opportunity or even refer you directly!
✨Tip Number 2
Prepare for your interview by researching AXA's recent projects and their approach to underwriting. Show us that you’re not just interested in the role but also in how you can contribute to our goals and strategies.
✨Tip Number 3
Practice your analytical skills! Be ready to discuss how you've tackled complex problems in the past. We love innovative thinkers, so come armed with examples of how you’ve made a difference in previous roles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows us you’re serious about joining the AXA team. So, hit that ‘apply for this job’ button!
We think you need these skills to ace Home Underwriting Analyst in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that align with the Home Underwriting Analyst role. Highlight your analytical skills and any relevant experience in underwriting or market analysis to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how you can contribute to our Pricing and Analytics team. Be genuine and let your personality come through.
Showcase Your Analytical Skills:Since this role involves a lot of analysis, be sure to mention any tools you've used, like PowerBI or Python. Share specific examples of how you've used these skills to drive change or solve problems in previous roles.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother application process. It’s quick and easy, and ensures your application gets to the right people without any hiccups!
How to prepare for a job interview at AXA Group
✨Know Your Underwriting Stuff
Make sure you brush up on your underwriting knowledge, especially in the home insurance sector. Understand key players, performance drivers, and current market trends. This will help you demonstrate your expertise and show that you're ready to contribute from day one.
✨Show Off Your Analytical Skills
Prepare to discuss your analytical approach and how you've tackled problems in the past. Be ready to share specific examples of projects where you used tools like PowerBI or Python to drive profitable change. This will highlight your ability to deliver results and collaborate effectively.
✨Be Ready to Discuss Risks and Opportunities
Familiarise yourself with emerging risks in the home insurance market, such as fraud, climate change, and cyber threats. Think about how you would identify and mitigate these risks. This shows that you’re proactive and can think critically about the challenges facing the industry.
✨Emphasise Your Team Spirit
AXA values collaboration, so be prepared to talk about your experiences working in teams. Share examples of how you've worked with stakeholders to achieve common goals, and express your enthusiasm for contributing to a dynamic team environment.
