At a Glance
- Tasks: Ensure effective underwriting governance and implement risk control for AXA Health.
- Company: Join AXA, a global leader in insurance and financial services.
- Benefits: Flexible work arrangements, competitive salary, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on innovation and compliance.
- Why this job: Make a real impact by shaping underwriting practices and supporting customer health.
- Qualifications: Experience in underwriting governance and strong analytical skills.
The predicted salary is between 50000 - 60000 € per year.
About AXA
AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence. AXA Health supports members to put their health first, from individuals to huge corporates, with fast access to diagnosis and treatment when they need it.
Job overview
Reporting into the Head of Pricing Governance and Controls, you’ll ensure effective underwriting governance for AXA Health, implementing positive, balanced and effective underwriting risk control. This role maintains Corporate, SME and individual underwriting philosophies, manuals and business rules, and carries out case reviews and QA to ensure compliance with these.
Key responsibilities
- Maintaining Corporate, SME and Individual underwriting philosophies, manuals and business rules, ensuring they are comprehensive, clear, up to date and in line with AXA Health risk appetite.
- Rolling out changes to philosophies and manuals effectively into the relevant teams.
- Supporting audit of corporate underwriting process on an annual basis to ensure compliance with philosophies, manuals and pricing strategies, drafting report outlining areas for improvement.
- Carrying out regular risk-based sampling reviews of corporate cases to assess individual underwriter competence and consistency of application of rules/approach, identifying gaps in knowledge and aspects of documentation that require updating.
- Coordinating and delivering twice yearly corporate underwriting tests to assess underwriter understanding of philosophy and manual content.
- Supporting review of individual and SME risk underwriting decisions made by the portfolio management team on a risk-based sampling basis to assess the teams understanding of philosophies, manuals and business rules.
- Building strong relationships with other pricing teams and risk and compliance.
- Supporting audits of decisions where underwriting decision making is delegated to other teams outside of pricing.
Work arrangements
At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means attending the office, visiting clients or attending industry events.
Senior Underwriting Governance Analyst in Kent employer: AXA Group
AXA is an exceptional employer that prioritises employee well-being and professional growth, offering a dynamic work culture where innovation and collaboration thrive. With flexible working arrangements and a commitment to continuous learning, employees are empowered to develop their skills while contributing to meaningful projects that protect what matters most to our customers. Located in a vibrant area, AXA Health provides a supportive environment that fosters strong relationships and encourages a healthy work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Underwriting Governance Analyst in Kent
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching AXA and understanding their values and services. We want you to show how your skills align with their mission of helping customers navigate life's uncertainties. Be ready to discuss how you can contribute to their underwriting governance!
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or use online resources to refine your answers. We suggest focusing on your experience with risk control and compliance, as these are key areas for the Senior Underwriting Governance Analyst role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. We’re excited to see how you can bring your expertise in underwriting philosophies and risk management to AXA Health.
We think you need these skills to ace Senior Underwriting Governance Analyst in Kent
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Underwriting Governance Analyst role. Highlight relevant experience and skills that align with AXA's focus on underwriting governance and risk control. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting governance and how your background makes you a perfect fit for AXA Health. We love seeing genuine enthusiasm and a clear understanding of our values.
Showcase Your Achievements:When detailing your experience, don’t just list responsibilities—show us your achievements! Use specific examples that demonstrate your impact in previous roles, especially in areas like compliance and risk management. Numbers and outcomes speak volumes!
Apply Through Our Website:We encourage you to apply through our website for a seamless application process. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, you’ll find all the info you need about AXA and our culture there!
How to prepare for a job interview at AXA Group
✨Know Your Underwriting Governance
Make sure you brush up on underwriting governance principles and AXA's specific philosophies. Familiarise yourself with their manuals and business rules, as you'll likely be asked how you would ensure compliance and implement changes effectively.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with risk-based sampling and case reviews. Be ready to provide examples of how you've identified gaps in knowledge or improved processes in previous roles. This will demonstrate your analytical mindset and attention to detail.
✨Build Relationships
Since the role involves coordinating with various teams, think about how you can showcase your relationship-building skills. Have examples ready of how you've successfully collaborated with other departments or stakeholders to achieve common goals.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your decision-making process in underwriting situations. Practice articulating your thought process clearly, focusing on how you would apply AXA's philosophies and manuals in real-world scenarios.
