Mid Market Commercial Underwriter - Fleet in Ipswich

About AXA

AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence. AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive.

Job overview

Join our team in Ipswich as a Fleet Underwriter and play a vital role in driving trading results. You’ll be responsible for effectively underwriting large commercial risks within your authority, focusing on mid-market cases, while building and nurturing strong broker relationships that align with our branch objectives. If you’re passionate about delivering exceptional underwriting expertise and fostering key partnerships, this is the opportunity for you to make a real impact.

Key responsibilities

• Underwrite existing business profitably and accurately, adhering to established practices and governance using available appetite and tools.
• Gather information, understand policy wordings, industry trends, and assess risks to determine appropriate premiums based on technical pricing.
• Develop credibility with brokers and customers through effective questioning, understanding their needs, and designing tailored solutions.
• Build influential relationships externally and internally, responding promptly to broker demands and keeping them informed of relevant activities.
• Strengthen trading relationships with brokers via visits and large case management to maximize financial results.
• Establish yourself as a trading expert, collaborating with intermediaries and engaging with the Underwriting Technical Centre to build confidence.
• Lead and participate in meetings with brokers and clients to showcase AXA’s capabilities and secure new business opportunities.
• Support loss ratio management by implementing underwriting controls, investigating poorly performing accounts, and increasing retention through targeted actions.

Work arrangements

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers. You'll work at least 60% of your week away from home, at our office location in Ipswich, visiting clients or attending industry events. We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition.

Your skills & experience

• Strong technical commercial fleet underwriting expertise in a composite insurance environment.
• Demonstrates strong trading capability, including commercial awareness, negotiation skills, and the ability to build and maintain robust broker relationships.
• Pragmatic and confident decision-maker with good numerical reasoning and analytical skills, experienced in account monitoring and action planning.
• Sound knowledge of legislative and regulatory requirements for insurance, including treating customers fairly, and a good understanding of the commercial fleet insurance market.
• Good organisation and planning skills, enabling effective workload management and strategic decision-making.
• Proven experience in risk evaluation, with the ability to develop and implement effective risk management strategies.
• Capable of building credibility and trust with brokers and clients through professional communication and technical expertise.
• Cert CII / DIP qualifications are desirable.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom. This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

How to apply

To apply, click on the ‘apply now’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long‑term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to mel.ainscough@axa-insurance.co.uk. We encourage you to apply for this opportunity as soon as possible, as we may close this advert earlier than the listed closing date.