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For Companies At a Glance
- Tasks: Provide tailored mortgage and protection advice while managing client relationships.
- Company: Join a modern advisory business with a strong national lead source.
- Benefits: Enjoy competitive commissions, monthly earnings guarantee, and equity participation.
- Why this job: Experience independence and growth potential in a self-employed role.
- Qualifications: CeMAP qualification and experience in financial advice required.
- Other info: Remote working with compliance support and long-term value creation.
The predicted salary is between 36000 - 60000 £ per year.
This is an excellent opportunity for a qualified financial services professional seeking a self-employed role with access to high-volume estate agency leads, transparent commission structures, and long-term growth potential within a modern advisory organisation.
If you have also worked in the following roles, we would like to hear from you:
- Mortgage Broker
- Mortgage Consultant
- Life & Protection Adviser
- Financial Adviser
REMUNERATION
- Self-Generated Business: 75% broker and procuration fees and 80% protection and GI commission
- Introduced Business: 55% across broker, procuration, protection, and GI
- Monthly membership fee: £99 (first 6 months free)
- Guarantee (Subject to Eligibility): £3,000 per month for the first 6 months
- Top-up if earnings fall below the guarantee
- Unearned guarantee recoverable from month 7
- Equity participation available
- Initial and performance-based share awards governed by a separate shareholder agreement
LOCATION: Remote Working
JOB OVERVIEW
We have a fantastic new job opportunity for a Self-Employed Mortgage Advisor / Life & Protection Financial Adviser to join a growing advisory business offering independence alongside a strong, national lead source. As a Self-Employed Mortgage Advisor / Life & Protection Financial Adviser, you will provide compliant mortgage, life, and protection advice, managing cases from initial enquiry through to completion while building strong introducer relationships.
The role is ideal for individuals who value autonomy, transparent earnings, and the opportunity to benefit from long-term business growth, including equity participation. Reliable, high-volume lead sources are normally exclusive to corporate PAYE models. This offers self-employed advisers a rare chance to enjoy the freedom of independence and ownership, while still benefiting from a proven, consistent lead flow.
WHY JOIN
- Self-employed, independent model
- National estate-agency lead source
- Transparent remuneration
- HL Partnership compliance support
- Long-term value through equity participation
DUTIES
Your duties include:
- Providing Financial Advice: Deliver compliant mortgage, life, and protection recommendations tailored to client needs
- Case Management: Manage cases from initial enquiry through to completion
- Client Relationship Management: Build and maintain strong relationships with introducers and clients
- Compliance Adherence: Operate in line with FCA, network, and appointed representative compliance standards
- Record Keeping: Maintain accurate and up-to-date CRM records
- Business Development: Develop self-generated business alongside introduced leads
CANDIDATE REQUIREMENTS
- CeMAP qualification or equivalent
- Previous experience in mortgage, life, and protection advice
- Eligibility for FCA approval as a Registered Individual
- Strong understanding of compliance and regulatory standards
- Comfortable operating within a self-employed advisory model
- Professional, client-focused communication skills
BENEFITS
- Competitive commission structure on self-generated and introduced business
- Monthly earnings guarantee for the first six months (subject to eligibility)
- Access to a national estate-agency lead source
- Compliance and administrative support
- Opportunity for equity participation and long-term value creation
HOW TO APPLY
To be considered for this job vacancy, please submit your CV to our Recruitment Team who will review your details. CVs of Job Applicants meeting this requirement will be submitted to our Client for consideration. By submitting your job application to us you are hereby giving us your express consent to submit your details to our Client for this purpose.
Mortgage Advisor / Life & Protection Financial Adviser employer: AWD online
Contact Detail:
AWD online Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Advisor / Life & Protection Financial Adviser
✨Tip Number 1
Network like a pro! Get out there and connect with other financial professionals, attend industry events, and join online forums. The more people you know, the better your chances of landing that dream role.
✨Tip Number 2
Showcase your expertise! Create a personal brand by sharing insights on social media or writing articles about mortgage and protection advice. This not only builds credibility but also attracts potential clients and employers.
✨Tip Number 3
Practice your pitch! Be ready to explain your value proposition clearly and confidently. Whether it’s in an interview or a casual chat, knowing how to sell yourself is key to standing out.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities waiting for you. Plus, applying directly gives you a better chance of being noticed by hiring managers who are eager to find talent like you.
We think you need these skills to ace Mortgage Advisor / Life & Protection Financial Adviser
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that are relevant to the Mortgage Advisor / Life & Protection Financial Adviser role. Highlight your qualifications, like CeMAP, and any previous experience in financial services to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this self-employed role. Share your passion for providing compliant financial advice and how you can build strong client relationships.
Showcase Your Compliance Knowledge: Since compliance is key in this role, make sure to mention your understanding of FCA regulations and how you've adhered to them in past positions. This will show us that you’re serious about maintaining high standards.
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at AWD online
✨Know Your Stuff
Make sure you brush up on your knowledge of mortgage products, life insurance, and protection advice. Be ready to discuss specific cases you've handled in the past and how you navigated compliance issues. This shows you're not just familiar with the theory but have practical experience too.
✨Build Rapport
Since this role involves building strong relationships with clients and introducers, practice your communication skills. During the interview, engage with your interviewer as if they were a client. Ask questions about their needs and demonstrate your ability to listen and respond thoughtfully.
✨Showcase Your Independence
Highlight your self-employed experience and how you thrive in an independent advisory model. Share examples of how you've successfully generated business on your own and managed your time effectively. This will reassure them that you can handle the autonomy that comes with the role.
✨Understand the Commission Structure
Familiarise yourself with the commission structures mentioned in the job description. Be prepared to discuss how you plan to maximise your earnings through both self-generated and introduced business. This shows you're not only interested in the role but also in making it financially rewarding.
