At a Glance
- Tasks: Analyse credit risks and support trading activities in a dynamic financial environment.
- Company: Join Sumitomo Corporation, a global leader in integrated trading.
- Benefits: Enjoy a competitive salary, hybrid work, and extensive benefits.
- Other info: Collaborative culture with opportunities for professional development and global exposure.
- Why this job: Make a real impact on sustainability and innovation while growing your career.
- Qualifications: Degree in Business or related field; experience in credit risk analysis preferred.
The predicted salary is between 45000 - 65000 € per year.
This is an exciting opportunity for a Credit Risk Analyst (Trading / Financial Services) to join Sumitomo Corporation Europe Limited, supporting credit risk management, financial analysis, and trading risk within a global corporate environment.
Salary: £45,000 - £65,000 per annum + Benefits.
Location: Hybrid. Working 3 Days from the Office in London (EC4V) and 2 Days from Home.
Job Type: Full-Time, Permanent.
Working Hours: 35 Hours per Week, Monday to Friday.
Job Overview: We have a fantastic new job opportunity for a Credit Risk Analyst to join Sumitomo Corporation Europe Limited, part of one of the world’s largest integrated trading groups. As a Credit Risk Analyst you will support the Trade Risk Management function, providing credit risk assessment, financial analysis, and stakeholder advisory services across multiple business groups and European subsidiaries. This role involves transaction analysis, structuring, and risk mitigation. Working as a Credit Risk Analyst you will collaborate with internal stakeholders, contribute to operational improvements, and help enhance profitability while supporting a culture of innovation, inclusion, and responsible business practices.
About Us: Sumitomo Corporation Europe Limited (SCEU), as part of Sumitomo Corporation, is one of the world’s largest integrated trading groups. Our purpose is simple yet powerful: enriching lives and the world. We put customers at the heart of everything we do while embracing our responsibility to society. Inclusion is key – everyone is welcome, and everyone is treated fairly and with respect. With a global presence and expertise in a wide variety of industries, we offer candidates continued career growth in a forward‑thinking and innovative environment. We are driving significant sustainable energy projects in the UK, leading the way on climate change and energy. Join us and be part of something that truly matters.
Duties:
- Provide Credit Risk Analysis: Assess credit and transactional risks across trading activities and propose mitigation strategies.
- Support Business Functions: Act as an in‑house advisor to departments, enhancing profitability and managing exposure.
- Manage Credit Processes: Handle internal credit applications and monitor credit balances.
- Conduct Transaction Reviews: Analyse deals at all stages, identifying risks and recommending solutions.
- Stakeholder Engagement: Liaise with internal teams and external parties to support risk management activities.
- Customer Interaction: Attend customer meetings where required to address risk‑related matters.
- Improve Processes: Identify opportunities to enhance risk management operations and implement improvements.
- Monitor Performance: Review customer financial performance, ageing, and collections.
- Mitigate Losses: Take proactive action to minimise financial risk and prevent losses.
Candidate Requirements:
- Essential: Degree in Business, Economics, Accounting, or a related discipline.
- Previous experience in credit risk analysis or financial risk management within a trading company or financial institution.
- Experience advising stakeholders in a multinational or corporate environment.
- Strong analytical and problem‑solving skills with the ability to interpret financial data.
- Excellent communication and interpersonal skills.
- Ability to work under pressure and meet strict deadlines.
- Strong report writing and presentation skills.
- Proficient in prioritising tasks and managing multiple responsibilities.
- A collaborative team player with a proactive approach.
Desirable: Experience with trading contracts and identifying contractual risks. Knowledge of risk mitigation strategies within trading or finance environments.
Benefits:
- Competitive salary (£45,000 - £65,000 per annum) plus benefits.
- Hybrid working – 3 days working in the office in London per week with 2 days working from home.
- 25 days annual leave + flexible working hours.
- Flexi time credits for hours worked beyond 35 hours per week, with line manager approval.
- Working Away – Up to 20 calendar days to work from any location either in the country you work in or overseas.
- Life assurance, pension scheme, dental, bonus scheme.
- Free annual health check.
- Free onsite gym with pool and classes.
- 24/7 Employee Assistance Programme.
- Training and development tailored to your goals.
Credit Risk Analyst (Trading / Financial Services) (AWDO-P14678) in London) employer: AWD Online
Sumitomo Corporation Europe Limited is an exceptional employer, offering a dynamic work environment in the heart of London with stunning views of the River Thames. Employees benefit from a hybrid working model, competitive salary, and a strong focus on sustainability and innovation, alongside ample opportunities for professional growth and development. Join a culture that values inclusion, collaboration, and responsible business practices, where your contributions truly matter.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst (Trading / Financial Services) (AWDO-P14678) in London)
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant LinkedIn groups, and don’t be shy to reach out to current employees at Sumitomo Corporation. A friendly chat can sometimes lead to job opportunities that aren’t even advertised!
✨Ace the Interview
Prepare for your interview by researching common questions for Credit Risk Analysts and practising your answers. Use the STAR method (Situation, Task, Action, Result) to structure your responses. Remember, it’s not just about what you say, but how you say it – show your passion for the role!
✨Showcase Your Skills
Bring your A-game by showcasing your analytical skills and financial knowledge during interviews. Prepare examples of past experiences where you successfully mitigated risks or improved processes. This will demonstrate your value to the team and how you can contribute to their success.
✨Apply Through Our Website
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, you’ll find all the latest job openings and updates directly from us. Let’s get you on board at Sumitomo Corporation!
We think you need these skills to ace Credit Risk Analyst (Trading / Financial Services) (AWDO-P14678) in London)
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Analyst role. Highlight relevant experience in credit risk analysis and financial management, and don’t forget to showcase your analytical skills and stakeholder engagement experience!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role at Sumitomo Corporation Europe Limited and how your background aligns with our mission of innovation and sustainability.
Showcase Your Skills:In your application, be sure to highlight your strong report writing and presentation skills. We love candidates who can communicate complex financial data clearly and effectively, so don’t hold back!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out!
How to prepare for a job interview at AWD Online
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial data all the time. Brush up on your financial analysis skills and be ready to discuss specific metrics or case studies from your past experience. This shows you can not only analyse data but also apply it effectively in real-world scenarios.
✨Understand the Trading Environment
Familiarise yourself with the trading landscape and the specific risks involved. Research Sumitomo Corporation's recent projects or initiatives in sustainable energy and be prepared to discuss how these might impact credit risk management. This demonstrates your interest in the company and the role.
✨Prepare for Stakeholder Scenarios
Since stakeholder engagement is key in this role, think of examples where you've successfully advised or collaborated with different teams. Be ready to share how you managed conflicts or differing opinions, as this will highlight your communication and interpersonal skills.
✨Show Your Problem-Solving Skills
The ability to identify risks and propose solutions is crucial. Prepare a couple of examples where you’ve mitigated financial risks in previous roles. Use the STAR method (Situation, Task, Action, Result) to structure your answers, making it easy for the interviewer to follow your thought process.