Credit Risk Analyst (Trading / Financial Services)
Credit Risk Analyst (Trading / Financial Services)

Credit Risk Analyst (Trading / Financial Services)

Full-Time 45000 - 65000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Analyse credit risks and support trading activities in a dynamic global environment.
  • Company: Join Sumitomo Corporation, a leading integrated trading group with a global impact.
  • Benefits: Competitive salary, hybrid working, 25 days leave, and wellness perks.
  • Other info: Enjoy a collaborative culture with excellent training and development opportunities.
  • Why this job: Make a real difference in risk management while developing your career in finance.
  • Qualifications: Degree in Business or related field; experience in credit risk analysis preferred.

The predicted salary is between 45000 - 65000 £ per year.

Join Sumitomo Corporation Europe Limited to support credit risk management, financial analysis, and trading risk across our global corporate environment.

Salary: £45,000 – £65,000 per annum plus benefits.

Location: Hybrid – 3 days in the London office (EC4V) and 2 days from home.

Job type: Full‑time, Permanent.

Working hours: 35 hours per week, Monday to Friday.

Duties:

  • Provide credit risk analysis by assessing credit and transactional risks across trading activities and proposing mitigation strategies.
  • Support business functions by acting as an in‑house advisor, enhancing profitability and managing exposure.
  • Manage credit processes including internal credit applications and monitoring credit balances.
  • Conduct transaction reviews, analyse deals at all stages, identify risks and recommend solutions.
  • Engage stakeholders: liaise with internal teams and external parties to support risk management activities.
  • Interact with customers: attend meetings to address risk‑related matters.
  • Improve processes: identify opportunities to enhance risk management operations and implement improvements.
  • Monitor performance: review customer financial performance, ageing, and collections.
  • Mitigate losses by taking proactive action to minimise financial risk and prevent losses.

Candidate Requirements:

Essential:

  • Degree in Business, Economics, Accounting, or a related discipline.
  • Previous experience in credit risk analysis or financial risk management within a trading company or financial institution.
  • Experience advising stakeholders in a multinational or corporate environment.
  • Strong analytical and problem‑solving skills with the ability to interpret financial data.
  • Excellent communication and interpersonal skills.
  • Ability to work under pressure and meet strict deadlines.
  • Strong report writing and presentation skills.
  • Proficiency in prioritising tasks and managing multiple responsibilities.
  • Collaborative team player with a proactive approach.

Desirable:

  • Experience with trading contracts and identifying contractual risks.
  • Knowledge of risk mitigation strategies within trading or finance environments.

Benefits:

  • Competitive salary (£45,000 – £65,000 per annum) plus benefits.
  • Hybrid working: 3 days in the office in London per week with 2 days working from home.
  • 25 days annual leave plus flexible working hours.
  • Flexi‑time credits for hours worked beyond 35 hours per week, with line manager approval.
  • Working away – up to 20 calendar days to work from any location within the country or overseas.
  • Life assurance, pension scheme, dental, and bonus scheme.
  • Free annual health check.
  • Free onsite gym with pool and classes.
  • 24/7 Employee Assistance Programme.
  • Training and development tailored to your goals.

About Us: Sumitomo Corporation Europe Limited (SCEU) is part of Sumitomo Corporation, one of the world’s largest integrated trading groups. With a global presence and expertise across diverse industries, we are committed to sustainable energy projects, climate change leadership, and inclusive business practices.

Credit Risk Analyst (Trading / Financial Services) employer: AWD Online

At Sumitomo Corporation Europe Limited, we pride ourselves on being an exceptional employer that fosters a collaborative and inclusive work culture. Our hybrid working model allows for flexibility, with 3 days in our vibrant London office and 2 days from home, ensuring a healthy work-life balance. We offer competitive salaries, comprehensive benefits including a pension scheme and wellness programmes, and dedicated training opportunities to support your professional growth in the dynamic field of credit risk analysis.
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Contact Detail:

AWD Online Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst (Trading / Financial Services)

✨Network Like a Pro

Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.

✨Ace the Interview

Prepare for your interviews by researching common questions for Credit Risk Analysts and practising your responses. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them your analytical skills and how you can add value to their team!

✨Follow Up

After your interview, don’t forget to send a thank-you email! It’s a great way to express your appreciation and reiterate your interest in the position. We believe this small gesture can make a big difference in keeping you top of mind for the hiring team.

✨Apply Through Our Website

Make sure to apply directly through our website for the best chance at landing the role. We keep our listings updated and you might find some exclusive opportunities that aren’t advertised elsewhere. Plus, it shows you’re genuinely interested in joining our team!

We think you need these skills to ace Credit Risk Analyst (Trading / Financial Services)

Credit Risk Analysis
Financial Analysis
Risk Management
Stakeholder Engagement
Transaction Review
Problem-Solving Skills
Analytical Skills
Communication Skills
Report Writing
Presentation Skills
Time Management
Team Collaboration
Knowledge of Trading Contracts
Risk Mitigation Strategies

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk analysis and financial management, and don’t forget to showcase those strong analytical skills we’re looking for!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our team at Sumitomo Corporation. Mention specific experiences that relate to the job description and show us your passion for risk management.

Showcase Your Communication Skills: Since this role involves liaising with stakeholders, make sure to demonstrate your excellent communication skills in your application. Whether it’s through your writing style or examples of past interactions, let us see how you engage with others.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re proactive and keen to join our team!

How to prepare for a job interview at AWD Online

✨Know Your Numbers

As a Credit Risk Analyst, you'll be dealing with financial data all the time. Brush up on your analytical skills and be ready to discuss specific examples of how you've assessed credit risks in the past. Prepare to explain your thought process when analysing deals and identifying risks.

✨Stakeholder Engagement is Key

You'll need to liaise with various internal teams and external parties, so practice how you communicate complex risk-related matters clearly and effectively. Think of examples where you've successfully advised stakeholders and improved processes, as this will show your collaborative spirit.

✨Showcase Your Problem-Solving Skills

Be prepared to discuss how you've tackled challenges in previous roles. Think of specific instances where you identified risks and proposed mitigation strategies. This will demonstrate your proactive approach and ability to work under pressure, which are crucial for this role.

✨Understand the Trading Environment

Familiarise yourself with trading contracts and the associated risks. If you have experience in this area, be ready to share insights on risk mitigation strategies you've implemented. Showing that you understand the nuances of the trading environment will set you apart from other candidates.

Credit Risk Analyst (Trading / Financial Services)
AWD Online

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