Senior Commercial Underwriter
Senior Commercial Underwriter

Senior Commercial Underwriter

York Full-Time 40000 - 60000 £ / year (est.) Home office (partial)
Go Premium
Aviva

At a Glance

  • Tasks: Manage relationships with brokers and handle complex insurance referrals.
  • Company: Join Aviva, a leading insurance provider committed to inclusivity and employee development.
  • Benefits: Enjoy a competitive salary, bonus opportunities, generous pension, and 29 days holiday.
  • Other info: We welcome applications from all backgrounds and offer flexible working arrangements.
  • Why this job: Be part of a supportive culture that values your growth and offers flexible working options.
  • Qualifications: Experience in Commercial Motor or Property & Liability underwriting is essential.

The predicted salary is between 40000 - 60000 £ per year.

We currently have an opportunity for an experienced Senior Commercial Underwriter to join our UK wide Delegated Authority/Schemes team. As an Underwriter in this team, you will be responsible for servicing brokers who have delegated authority for specific commercial insurance schemes. This role involves managing the business relationship and being the main point of contact for referrals outside the broker’s delegated authority. Working closely with brokers and customers to truly understand their wants and needs, using data and insight to leverage performance and profitability. Working with the broker to enhance efficiencies and bolster growth.

A bit about the job:

  • Technical referral support for Brokers and lower licence holders reflecting our Underwriting Strategy and the customer/broker value.
  • Be knowledgeable of overall Delegated Authority Schemes performance and contribute to overall Aviva strategy.
  • Have a knowledge of regulatory requirements linked to Delegation of Underwriting authority.
  • Ensure embedment of material change to Delegated Authority Scheme including documentation, UW Guide, pricing, wordings etc.
  • Accountable for identifying areas of profitable development within individual Delegated Authority Schemes.

Skills and experience we’re looking for:

  • Proven experience within Commercial Motor and/or Commercial Property & Liability underwriting.
  • Strong relationship management skills.
  • Ability to handle complex risks and technical referrals, supporting and mentoring more junior members of the team.
  • Well developed skills to analyse risks, communicate and present effectively to brokers and/or customers.
  • Ability to lead and challenge Broker partners with confidence in order to yield a win-win outcome.

What you’ll get for this role:

  • Starting salary between £40,000 and £60,000 (depending on location, skills, experience, and qualifications).
  • Bonus opportunity - 10% of annual salary. Actual amount depends on your performance and Aviva’s.
  • Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
  • 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days.
  • Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts.
  • Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme.
  • Brilliantly supportive policies including parental and carer’s leave.
  • Flexible benefits to suit you, including sustainability options such as cycle to work.
  • Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others.
  • We take your wellbeing seriously with lots of support and tools.

Aviva is for everyone: We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here. We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you. We’d love it if you could submit your application online. If you require an alternative method of applying, please give Dylan Wood a call on 07385 426164 or send an email to Dylan.wood@Aviva.com.

Senior Commercial Underwriter employer: Aviva

Aviva is an exceptional employer that prioritises the growth and well-being of its employees, offering a competitive salary range of £40,000 to £60,000 along with a generous pension scheme and bonus opportunities. With a strong focus on inclusivity and flexible working arrangements, Aviva fosters a supportive work culture where employees can thrive, develop their skills, and make a meaningful impact through community involvement and volunteering initiatives.
Aviva

Contact Detail:

Aviva Recruiting Team

Dylan.wood@Aviva.com

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Commercial Underwriter

✨Tip Number 1

Familiarise yourself with the latest trends in commercial underwriting, especially in motor and property sectors. This knowledge will help you engage in meaningful conversations with brokers and demonstrate your expertise during networking opportunities.

✨Tip Number 2

Build a strong network within the insurance industry by attending relevant events and joining professional associations. Connecting with other underwriters and brokers can provide valuable insights and potential referrals for job opportunities.

✨Tip Number 3

Enhance your relationship management skills by seeking out mentorship or training. Being able to effectively manage relationships with brokers is crucial for this role, and demonstrating these skills can set you apart from other candidates.

✨Tip Number 4

Stay updated on regulatory requirements related to delegated authority schemes. Understanding these regulations will not only boost your confidence but also show potential employers that you are proactive and knowledgeable about compliance in underwriting.

We think you need these skills to ace Senior Commercial Underwriter

Commercial Motor Underwriting
Commercial Property Underwriting
Relationship Management
Risk Analysis
Technical Referral Handling
Mentoring Skills
Communication Skills
Presentation Skills
Negotiation Skills
Regulatory Knowledge
Delegated Authority Schemes Understanding
Performance Analysis
Problem-Solving Skills
Business Development

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in commercial underwriting, particularly in Commercial Motor and/or Commercial Property & Liability. Use specific examples that demonstrate your relationship management skills and ability to handle complex risks.

Craft a Compelling Cover Letter: In your cover letter, express your passion for developing relationships with brokers and customers. Mention how your background aligns with the responsibilities of the Senior Commercial Underwriter role and how you can contribute to the company's goals.

Showcase Relevant Skills: Emphasise your analytical skills and your ability to communicate effectively with brokers and customers. Provide examples of how you've successfully led and challenged broker partners to achieve mutually beneficial outcomes.

Highlight Continuous Learning: Mention any relevant certifications or training you've completed that relate to underwriting and regulatory requirements. This shows your commitment to professional development and staying updated in the field.

How to prepare for a job interview at Aviva

✨Know Your Underwriting Fundamentals

Brush up on your knowledge of commercial motor and property underwriting. Be prepared to discuss specific cases where you've successfully managed complex risks, as this will demonstrate your expertise and confidence in the field.

✨Showcase Relationship Management Skills

Prepare examples that highlight your ability to build and maintain strong relationships with brokers. Discuss how you've effectively communicated and collaborated with partners to achieve mutual goals, as this is crucial for the role.

✨Understand Delegated Authority Schemes

Familiarise yourself with the specifics of delegated authority schemes and their performance metrics. Be ready to discuss how you can contribute to enhancing efficiencies and profitability within these frameworks.

✨Demonstrate Analytical Skills

Be prepared to showcase your analytical skills by discussing how you've used data and insights to inform your underwriting decisions. This will help illustrate your ability to leverage information for better outcomes in your previous roles.

Senior Commercial Underwriter
Aviva
Location: York
Go Premium

Land your dream job quicker with Premium

You’re marked as a top applicant with our partner companies
Individual CV and cover letter feedback including tailoring to specific job roles
Be among the first applications for new jobs with our AI application
1:1 support and career advice from our career coaches
Go Premium

Money-back if you don't land a job in 6-months

>