At a Glance
- Tasks: Shape the future of retirement income by making expert underwriting decisions.
- Company: Join Aviva, a leader in providing guaranteed income for life.
- Benefits: Competitive salary, generous pension, 29 days holiday, and flexible working options.
- Other info: Inclusive culture with opportunities for personal and professional growth.
- Why this job: Make a real impact on customers' lives while mentoring others.
- Qualifications: Experience as a Medical Underwriter with knowledge of Individual Annuities.
The predicted salary is between 40000 - 40000 £ per year.
This is a great job for someone who is an experienced Medical Underwriter with deep knowledge of Individual Annuities and a passion for delivering great outcomes for customers at a pivotal moment in their lives. If you enjoy solving complex underwriting challenges, mentoring others, and want to help shape the future of retirement income at Aviva, this could be the perfect next step for you.
A bit about the job: Help shape the future of retirement income at Aviva. We’re looking for a Senior Underwriter to join our Individual Annuities team – a business that plays a vital role in supporting customers through retirement by providing guaranteed income for life. With a target of £1.5bn PVNBP in 2026, this is an exciting time to make an impact. You’ll make expert underwriting decisions on complex Individual Annuities (IA) and Long-Term Care (LTC) cases, ensuring fair outcomes for customers and for Aviva. You’ll work closely with IA quotes teams, non‑advised sales, and reinsurers to deliver accurate, timely annuity quotes. You’ll also play a key role in developing colleagues and improving customer journeys and processes across the team.
Skills and experience we’re looking for:
- Proven experience as a Medical Underwriter with knowledge of Individual Annuities product features and underwriting processes preferred.
- Strong understanding of complaints handling, breach procedures, GDPR and relevant legislation.
- Excellent planning, prioritisation and organisational skills.
- A natural mentor who role models Aviva’s values: Care, Community, Commitment, Confidence.
- Customer‑focused with a sound understanding of risk management.
What you’ll get for this role:
- Salary: Circa £40,000 (depending on location, skills, experience, and qualifications)
- Bonus opportunity - 8% of annual salary (Actual amount depends on your performance and Aviva’s)
- Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
- 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days.
- Aviva-funded Private Medical Benefit to help you get expert support when you need it.
- Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts.
- Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme.
- Brilliantly supportive policies including parental and carer’s leave.
- Flexible benefits to suit you, including sustainability options such as cycle to work.
- Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others.
- We take your wellbeing seriously with lots of support and tools.
Aviva is for everyone. We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.
To find out more about working at Aviva take a look here. We'd love it if you could submit your application online. If you require an alternative method of applying, or if you have any queries in relation to the vacancy, please email alice.neal@aviva.com.
Medical Underwriter in Norwich employer: Aviva
Aviva is an exceptional employer that prioritises the growth and wellbeing of its employees, offering a competitive salary and a generous benefits package including a robust pension scheme and flexible working options. With a strong focus on mentorship and community involvement, Aviva fosters a supportive work culture where you can make a meaningful impact in shaping the future of retirement income while enjoying a healthy work-life balance in a collaborative environment.
StudySmarter Expert Advice🤫
We think this is how you could land Medical Underwriter in Norwich
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Aviva). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Aviva. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Medical Underwriter in Norwich
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Aviva.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Aviva. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Aviva
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Aviva to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Aviva, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Aviva's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
