Senior Motor Underwriter

DLG is evolving. Across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining them, you’ll have the opportunity to not just be recognised for your skills but encouraged to build upon them and empowered to do your absolute best. Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.

What you’ll be doing:

• Join us as a Senior Underwriter in our Motor Underwriting Team – we’re looking for enthusiastic and self‑motivated people to join our exciting team as we look to grow our brands and strengthen our presence in the Motor Insurance market.
• You’ll get stuck in straight away, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers' lives.
• We’ll utilise your skills where they are most needed whilst also giving you the opportunity to build and grow the breadth of your expertise.

Key responsibilities:

• Portfolio management of our Core Motor products, reviewing how we’re performing and proposing action for continuous improvement.
• Using your analytical skills to identify ways to profitably broaden our reach to more customers.
• Ensure that a strong risk management culture, and appropriate risk management and controls processes are actively maintained.
• Monitor industry underwriting trends and regulatory changes to ensure that our motor insurance products remain relevant, competitive and compliant.
• Participate in industry events and conferences to stay up to date on industry trends and best practices.
• Working collaboratively with our counter fraud teams.
• Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes.
• Enacting and enhancing our underwriting controls.
• Working together with a multi-disciplined trading team.

Our hybrid model offers a 'best of both worlds' approach. When you'll be in the office depends on your role and team, but colleagues spend at least 2 days a week in the office.

Required experience and skills:

• Experience of managing portfolios in a personal lines insurance product, ideally Motor.
• Experience of fraud controls at point of quote.
• Proven track record of using your underwriting expertise to make a positive difference.
• Comfortable analysing data to inform your decision‑making – experience using data analysis tools a must, SQL experience desirable.
• Understanding of relevant insurance regulations & legislation.
• Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels.
• Ability to innovate & work in a fast‑paced environment across a breadth of initiatives.

Benefits:

• Employer contributed pension.
• Annual company bonus.
• Discounts on Insurance products.
• Generous holiday allowance.
• Flexible benefits package including optional health and dental insurance.
• Buy as you earn share scheme.
• Employee discounts and cashback.
• Plus, many more.

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.