At a Glance
- Tasks: Manage commercial real estate loans, assess funding requests, and analyse credit risks.
- Company: Join a leading global investment bank's specialist real estate finance team.
- Benefits: Competitive salary, bonus potential, flexible working, and career development opportunities.
- Other info: Dynamic role with significant responsibility and growth potential.
- Why this job: Take ownership of complex loans and build relationships with industry professionals.
- Qualifications: Three years' experience in CRE lending or loan asset management required.
The predicted salary is between 40500 - 49500 £ per year.
London, Canary Wharf | £70,000–£100,000 basic + bonus | Permanent
Four days in the office / one day from home
Do you personally assess construction drawdowns, monitor development funding and recommend action when a property loan moves off track? Auricoe is recruiting a CRE debt professional to join a specialist real estate finance organisation, embedded within a leading global investment bank’s London team. You will manage UK and European commercial real estate loans after closing, with a particular focus on development and construction facilities. The role combines detailed credit analysis, direct borrower engagement and recommendations on funding requests, amendments and emerging risks.
Your responsibilities
- Construction drawdowns: Review monitoring surveyor/QS reports, progress against programme, cost-to-complete, contingency, borrower equity and compliance with funding conditions.
- Development risk: Identify delays, cost overruns, contractor issues and funding shortfalls; assess their implications for completion and repayment.
- Loan events: Evaluate borrower requests for consents, waivers, amendments and extensions, preparing recommendations and identifying appropriate lender protections.
- Credit monitoring: Analyse property cash flows, valuations, rent rolls, business plans and covenant compliance, including LTV, DSCR/ICR and debt yield.
- Borrower relationships: Work directly with sponsors, borrowers, surveyors and lawyers, coordinating with the bank’s origination and credit teams.
- Portfolio analysis: Maintain financial models, assess refinancing and exit prospects, and deliver clear reporting on loan performance and emerging risks.
The experience we need
You will have at least three years’ relevant CRE lending or loan asset management experience, including personal responsibility for monitoring development loans after closing. You should be able to demonstrate:
- Practical assessment of construction funding requests and supporting technical reports.
- An understanding of how remaining debt, borrower equity and contingency cover the cost of completing a scheme.
- Credit judgement when assessing changes to a development’s programme, budget or exit strategy.
- Experience preparing recommendations on borrower requests or deteriorating loan performance.
- Strong Excel modelling, loan documentation and borrower communication skills.
Your background could be with a bank, real estate debt fund, specialist development lender or loan servicer. Underwriters and lending managers who retain responsibility for facilities after completion are particularly relevant. At Senior Associate level, you should be comfortable taking ownership of your portfolio, challenging borrower assumptions constructively and progressing complex matters with appropriate escalation.
Why consider the move?
- Work within a leading investment bank’s CRE lending environment.
- Manage complex institutional development and investment loans.
- Take responsibility for substantive funding and credit recommendations.
- Build close relationships with borrowers, sponsors and senior lending professionals.
Salary within the advertised range will reflect the depth of relevant experience and level of responsibility.
Senior Associate – CRE Development Finance & Loan Asset Management in London employer: Auricoe
This highly regarded national UK law firm offers an exceptional opportunity for ambitious legal professionals to thrive in a supportive and collaborative environment. With a strong focus on business development and career progression, employees benefit from excellent administrative support and the flexibility of hybrid working across major cities like London, Birmingham, Manchester, or Bristol. Joining this firm means being part of a growing Financial Services Regulatory practice with genuine Partnership potential, allowing you to build your own client relationships and shape the future of the team.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Associate – CRE Development Finance & Loan Asset Management in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Auricoe. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Associate – CRE Development Finance & Loan Asset Management in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Auricoe.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Auricoe's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Auricoe
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Auricoe.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Auricoe will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Auricoe employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
