At a Glance
- Tasks: Underwrite surety risks and build strong client relationships in a dynamic team.
- Company: Atradius, a global leader in trade credit insurance and surety services.
- Benefits: Competitive salary, annual bonus, hybrid working, and generous leave options.
- Other info: Work in an international environment with excellent career development opportunities.
- Why this job: Join a collaborative culture that values personal growth and teamwork.
- Qualifications: Knowledge of surety products and strong analytical skills required.
The predicted salary is between 50000 - 65000 £ per year.
Atradius provides trade credit insurance, surety and collections services worldwide, with a presence through 160 offices in 52 countries. The products offered by Atradius protect companies against the default risks associated with selling goods and services on credit. At Atradius, we believe in personal development and the Growth Mindset. Our culture is based on teamwork, reliable accountability, constantly improving and unrivalled service.
At Atradius Surety, exciting opportunities await you. You’ll be part of a team of experienced professionals, working at the heart of the market. Building strong relationships, developing your network, and maintaining key client contacts will be central to your role – and your success. You’ll be supported by a collaborative and knowledgeable team, with a culture that encourages growth, rewards achievement, and celebrates shared success. Operating from Cardiff, our Surety team supports clients not only across the UK but around the world. With energy and commitment, we deliver high-quality solutions to businesses globally, giving you the opportunity to work in an international environment.
The Surety Senior Underwriter is responsible for underwriting a portfolio of surety risks, developing broker and client relationships, and contributing to the strategic growth of our UK surety business.
Key Responsibilities- Analyse and approve requests for surety facilities for both new and existing clients.
- Set and review limits, and manage the extension of guarantee lines independently within delegated authority.
- Assess and manage surety risks, contributing to the ongoing development of the portfolio.
- Prepare and present credit decision papers for internal credit committees.
- Collaborate with colleagues across the business, building strong internal relationships and developing a professional network externally.
- Engage in risk discussions with companies of varying sizes and across different industries, both remotely and through client visits.
- Operate within a multinational environment, working with colleagues and clients across a wide range of countries.
- Knowledge of surety products, including contract and commercial bonds.
- Excellent analytical and decision-making skills.
- Strong negotiation and communication abilities.
- Proven ability to assess complex financial and operational risks.
- High level of integrity and professionalism.
- Ability to work independently and as part of a collaborative team.
- Competitive salary
- Annual bonus scheme
- 27.5 days annual leave (plus bank holidays), with option to buy or sell up to 5 days
- Excellent pension scheme (up to 15% employer contribution)
- Hybrid working (up to 2 days from home per week)
- Life assurance (10x annual salary)
- Income protection (75% of salary)
- Employee Assistance Programme
- Onsite gym, restaurant and facilities (Cardiff office)
- Access to additional benefits via salary sacrifice schemes (healthcare, dental, cycle-to-work and more)
Diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.
Contact Elan Booth, Human Resources, is available by e-mail at Elan.Booth@atradius.com.
Senior Underwriter - Surety in Cardiff employer: Atradius UK
Atradius is an exceptional employer that fosters a culture of teamwork, personal development, and shared success. Located in Cardiff, our Surety team not only supports clients across the UK but also engages with a global network, providing employees with unique opportunities for professional growth and collaboration in an international environment. With competitive benefits, including a generous annual leave policy and hybrid working options, Atradius is committed to creating a rewarding workplace where every team member can thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Underwriter - Surety in Cardiff
✨Dive Into Industry Networking Events
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We think you need these skills to ace Senior Underwriter - Surety in Cardiff
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Atradius UK.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Atradius UK. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Atradius UK
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Atradius UK to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Atradius UK, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Atradius UK's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
