Pricing & Trade Analyst

We’re Atom…

The bank that's leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your typical day look like? Different that’s for sure…

Atom Bank is redefining finance through a customer-centric, mobile-first approach. Our Commercial team uses insight and intelligence to design and develop products that are transparent, fair, and offer great value. We are looking for an Associate Pricing & Trade Manager to join our Mortgages team.

This is a junior role where we're looking for someone with great potential and a strong analytical mindset. You will be instrumental in helping to manage our pricing strategies, ensuring we remain competitive and aligned with our long-term goals. While this role is primarily focused on trade, it will also involve working with product managers on risk-based pricing, offering a great opportunity to expand your skills.

This is a fantastic opportunity to start your career in a dynamic and innovative environment, where you can grow your skills and directly contribute to the success of our mortgage products.

What you’ll be doing:

• Market Analysis: You will monitor external markets, maintain an understanding of market trends, and conduct competitor analysis to inform our pricing decisions.
• Pricing & Performance: You will support the implementation of price changes and analyse the performance of these changes to optimise our approach and assess the value generated.
• Strategic Collaboration: You will collaborate with Marketing, PR, and Credit Strategy teams to develop and execute trading plans aligned with our business strategy and P&L goals.
• Process Improvement: You will support and develop what is already in place by identifying ways to improve our pricing and trade processes.

What do we need from you?

• You must be highly numerate with a keen attention to detail. We're looking for someone with an analytical focus who can understand the drivers of income.
• You should be commercially astute and customer-oriented, with some experience in analysing products or pricing.
• You must have strong influencing and stakeholder management skills to effectively collaborate with key teams like FP&A, Credit Strategy, Risk, and Operations.
• Knowledge or experience in lending product management or pricing lending products in retail or commercial banking would be advantageous but not essential.
• Up-to-date knowledge of external market trends and regulatory requirements (e.g., FCA Handbook, MCOB) is also a plus.

What you’ll get from us?

• Salary £28k-£32k
• Flexible Hybrid working
• 4-day work week
• Incredibly generous company pension scheme (maximum of 13% of Atom input – candidate can put in more)
• 22.5 days annual leave plus public holidays
• Private Medical Insurance for you and your full family
• Health Cash Plan, Life Insurance & Critical illness cover