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- Tasks: Lead the development of credit risk models and support regulatory initiatives.
- Company: Join Atom, a mobile-first bank revolutionizing the fintech industry.
- Benefits: Enjoy a flexible work environment with innovative projects and a dynamic team.
- Why this job: Be part of a forward-thinking team shaping the future of banking with cutting-edge technology.
- Qualifications: Experience in predictive modeling and a strong understanding of credit risk is essential.
- Other info: Opportunity to work on A-IRB waiver and gain valuable insights into regulatory compliance.
The predicted salary is between 43200 - 72000 £ per year.
We’re Atom… The bank that’s leading the fintech charge! We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler. Could you be the next innovator to join us? What will your typical day look like? Different that’s for sure… Here at Atom, we are working towards achieving an A-IRB waiver. You’ll join a team focused on enhancing our credit risk modelling capability. Your work will centre around building and monitoring a full suite of PD, EAD & LGD models as Atom continues its journey towards becoming an IRB accredited bank. You will primarily focus on developing and implementing various types of predictive models, segmentation strategies, optimisation algorithms & data mining analysis. You’ll also aid the development, maintenance and monitoring of new IRB rating systems, regulatory PD, LGD, EAD & scorecard models. You’ll also support regulatory and compliance initiatives within Risk such as IFRS9 models and stress testing, credit risk scorecards and simulation models to optimise operational processes and to quantify & manage operational risks. You’ll utilise your expertise in predictive modelling to drive forecasting, pricing, capital & impairment modelling.
Credit Risk Modelling Lead Analyst employer: Atom Bank
Contact Detail:
Atom Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Modelling Lead Analyst
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk modelling and fintech innovations. Understanding how Atom is redefining banking will help you align your skills and experiences with their vision.
✨Tip Number 2
Network with professionals in the fintech space, especially those who have experience in credit risk modelling. Engaging with industry experts can provide insights into what Atom values in a candidate.
✨Tip Number 3
Showcase your experience with predictive modelling and regulatory compliance initiatives in your conversations. Highlighting relevant projects can demonstrate your capability to contribute to Atom's goals.
✨Tip Number 4
Prepare to discuss how you would approach building and monitoring PD, EAD & LGD models. Having a clear strategy will show your proactive mindset and readiness to tackle the challenges at Atom.
We think you need these skills to ace Credit Risk Modelling Lead Analyst
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Credit Risk Modelling Lead Analyst position. Understand the key responsibilities and required skills, especially around predictive modelling and regulatory compliance.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience with credit risk modelling, particularly in developing PD, EAD, and LGD models. Use specific examples that demonstrate your expertise in predictive modelling and data analysis.
Showcase Your Innovation Skills: Since Atom values innovation, include examples of how you've contributed to innovative projects or processes in your previous roles. This could be through implementing new algorithms or improving existing models.
Tailor Your Application: Customize your application materials to reflect Atom's mobile-first approach and their focus on fintech innovation. Use language that aligns with their culture and mission to show you are a good fit for their team.
How to prepare for a job interview at Atom Bank
✨Showcase Your Technical Skills
Make sure to highlight your experience with predictive modeling, segmentation strategies, and optimization algorithms. Be prepared to discuss specific projects where you've successfully implemented these techniques.
✨Understand Regulatory Frameworks
Familiarize yourself with the A-IRB waiver process and relevant regulations like IFRS9. Demonstrating your knowledge of compliance initiatives will show that you are aligned with Atom's goals.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about how you would approach building and monitoring credit risk models and be ready to explain your thought process.
✨Emphasize Innovation and Adaptability
Atom values innovation, so be sure to share examples of how you've adapted to changes in the industry or introduced new ideas in your previous roles. This will demonstrate that you can contribute to their forward-thinking culture.
