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For Companies At a Glance
- Tasks: Analyse data to drive strategic decisions and optimise banking products.
- Company: Join Atom bank, a pioneering mobile-first fintech redefining banking for the future.
- Benefits: Enjoy flexible hybrid working, a 4-day work week, and generous pension contributions.
- Why this job: Be part of an innovative team shaping financial products with real impact on customers.
- Qualifications: Strong analytical skills, coding proficiency in R or Python, and a knack for translating data insights.
- Other info: Must have the legal right to work in the UK; equal opportunities employer.
The predicted salary is between 32400 - 54000 £ per year.
Job Description
We’re Atom bank
The bank that’s leading the fintech charge!
We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.
Could you be the next innovator to join us?
What will your 'typical’ day look like? Different that’s for sure…:
Atom’s Commercial department is at the forefront of designing innovative products, driven by deep customer insight and market intelligence. We’re seeking a unique talent – a Commercial Data Analyst – who can bridge the gap between advanced data science and strategic business decisions.
This isn’t just an analytics role; you’ll be central to building sophisticated models that directly influence our Savings products and growth objectives. You’ll be integrated within our Data Science & AI team, ensuring your insights are impactful and directly shape Atom’s financial trajectory.
What you’ll be doing:
- Strategic Insights: Lead the identification and quantification of key drivers behind customer deposit behaviour and performance through advanced statistical analysis.
- Forecasting & Optimisation: Develop sophisticated and robust forecasting models for deposit balances, providing crucial inputs for Commercial, Treasury, and FP&A, and optimising the bank’s funding and liquidity.
- Product & Pricing Analytics: Design and develop advanced pricing and elasticity models to inform strategic product development and pricing decisions.
- Impactful Collaboration: Work closely with Commercial, Financial Planning, and our Data Science & AI teams to build, maintain, and implement powerful analytical models and assumptions.
- Performance Monitoring: Uncover patterns, trends, and anomalies in deposit data, implementing monitoring processes to track actual performance and interdependencies.
- Data-Driven Culture: Contribute to establishing a clear operating model for data-driven decision-making within Savings.
What do we need from you?
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Strong analytical and problem-solving skills with a proven ability in statistical modelling and robust forecasting.
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Skilled in coding with R or Python for data manipulation and in-depth analysis.
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Proficiency in data manipulation and analysis, with a strong commitment to data accuracy and attention to detail.
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A keen ability to understand customer deposit behaviour and market dynamics, translating complex data into actionable business recommendations.
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Ability to convey complex technical concepts and data insights clearly and effectively to non-technical audiences, influencing strategic decisions.
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Proven ability to work effectively both independently and as part of a dynamic cross-functional team.
What you’ll get from us?
- Flexible hybrid working (Newcastle from September)
- Salary up to £45,000
- 4-day work week
- Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
- 'All About Me’ fund: £200 per year to spend on personal development.
- 22.5 days annual leave plus public holidays
- Private Medical Insurance, Health Cash Plan & Life Insurance
- Electric Vehicle Scheme
PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship
Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.
All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)
As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.
Commercial Data Analyst employer: Atom Bank
Contact Detail:
Atom Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Data Analyst
✨Tip Number 1
Familiarise yourself with Atom bank's innovative approach to banking. Understanding their mobile-first strategy and how they leverage data to drive decisions will help you align your insights with their goals during interviews.
✨Tip Number 2
Brush up on your statistical modelling skills, particularly in R or Python. Being able to demonstrate your proficiency in these languages through practical examples can set you apart from other candidates.
✨Tip Number 3
Prepare to discuss real-world applications of your analytical work. Think of specific instances where your insights have influenced business decisions, especially in areas like product development or pricing strategies.
✨Tip Number 4
Network with current employees or industry professionals who have experience in fintech or data analytics. Gaining insights from their experiences can provide you with valuable information to bring to your interview.
We think you need these skills to ace Commercial Data Analyst
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Commercial Data Analyst at Atom bank. Familiarise yourself with their focus on data-driven decision-making and how your skills in statistical modelling and forecasting can contribute to their objectives.
Tailor Your CV: Highlight your analytical skills, experience with R or Python, and any relevant projects that demonstrate your ability to translate complex data into actionable insights. Make sure your CV reflects your understanding of customer deposit behaviour and market dynamics.
Craft a Compelling Cover Letter: Use your cover letter to showcase your passion for fintech and innovation. Explain how your background aligns with Atom's mission and how you can contribute to their data-driven culture. Be specific about your achievements in previous roles that relate to the job description.
Proofread and Edit: Before submitting your application, carefully proofread your documents. Check for any grammatical errors or typos, and ensure that your writing is clear and concise. A polished application reflects your attention to detail, which is crucial for a data analyst role.
How to prepare for a job interview at Atom Bank
✨Showcase Your Analytical Skills
Prepare to discuss specific examples of your analytical and problem-solving skills. Highlight any experience you have with statistical modelling and forecasting, as these are crucial for the role.
✨Demonstrate Technical Proficiency
Be ready to talk about your coding skills in R or Python. Consider preparing a small project or example that showcases your data manipulation and analysis capabilities.
✨Understand Customer Behaviour
Familiarise yourself with customer deposit behaviour and market dynamics. Be prepared to explain how you would translate complex data into actionable business recommendations.
✨Communicate Clearly
Practice conveying complex technical concepts in simple terms. The ability to influence strategic decisions by communicating insights effectively to non-technical audiences is key for this role.