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- Tasks: Analyse financial data to assess creditworthiness and support risk assessment activities.
- Company: Established financial services organisation with a supportive team culture.
- Benefits: Competitive salary, hybrid working, generous holiday, and private healthcare.
- Why this job: Join a dynamic team and make impactful decisions in credit risk management.
- Qualifications: 2+ years in credit risk or financial analysis with strong data interpretation skills.
- Other info: Opportunities for long-term development and continuous improvement in a collaborative environment.
Astute Recruitment are working with a well-established financial services organisation to recruit an experienced Credit Risk Analyst to join their growing team based in Uttoxeter. This role is ideal for someone analytical, commercially aware and confident working with financial data. You will play a key part in supporting credit decisioning and risk assessment activity.
Main Duties:
- Conducting detailed financial analysis for new and existing customer accounts
- Assessing financial statements, credit reports and lending ratios to evaluate creditworthiness
- Supporting the preparation of credit applications and facility reviews
- Managing the process of obtaining financial information for account reviews
- Liaising with internal stakeholders to provide clear, data-led credit recommendations
- Working with the wider credit team to improve processes and efficiencies
- Developing data sets and benchmarks to support higher quality analysis across sectors
Other Duties:
- Monitoring account performance and identifying early warning signs of credit deterioration
- Supporting portfolio reviews and ongoing risk monitoring
- Ensuring all lending activity adheres to legal, regulatory and company policies
- Providing timely and accurate support to both Credit and Sales teams
- Contributing to continuous improvement within credit risk reporting and analysis processes
Candidate Requirements:
- Minimum 2 years’ experience in credit risk, lending, or financial analysis within a commercial environment
- Strong understanding of financial statements and risk assessment principles
- Confident interpreting financial data and key lending ratios
Benefits and Salary:
- Salary up to £32,000 depending on experience
- 37.5 hours per week, Monday - Friday
- Hybrid working available (following training and business requirements)
- 25 days holiday plus bank holidays
- Enhanced employer pension contribution
- Discretionary bonus scheme
- Private healthcare and wellbeing support
- Additional employee benefits and discount schemes
- Free on-site parking
- Long-term development opportunities within a supportive team environment
Credit Risk Analyst in Uttoxeter employer: Astute Recruitment
Contact Detail:
Astute Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in Uttoxeter
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the hunt for a Credit Risk Analyst role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you've assessed creditworthiness in the past and share specific examples of your analytical prowess. Confidence is key, so practice makes perfect!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for tailored opportunities that suit your experience in credit risk and financial analysis. We’ve got your back!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in showing your enthusiasm for the role. Mention something specific from the interview to remind them why you’re the perfect fit for their team.
We think you need these skills to ace Credit Risk Analyst in Uttoxeter
Some tips for your application 🫡
Read the Job Description Carefully: Before you dive into your application, take a moment to really absorb the job description. It’s packed with clues about what we’re looking for in a Credit Risk Analyst, so make sure you understand the key responsibilities and requirements.
Tailor Your CV and Cover Letter: When you’re crafting your CV and cover letter, don’t just send us a generic version. Highlight your relevant experience in credit risk and financial analysis, and show us how your skills align with what we need. Personal touches go a long way!
Show Off Your Analytical Skills: Since this role is all about analysing financial data, make sure to showcase your analytical skills in your application. Use specific examples from your past work that demonstrate your ability to assess financial statements and make data-driven decisions.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications better and ensures you get all the updates directly. Plus, it’s super easy to do!
How to prepare for a job interview at Astute Recruitment
✨Know Your Numbers
As a Credit Risk Analyst, you'll be working with financial data all day long. Brush up on your understanding of financial statements, credit reports, and key lending ratios. Be ready to discuss how you've used these in past roles to assess creditworthiness.
✨Showcase Your Analytical Skills
Prepare examples that highlight your analytical prowess. Think about specific instances where your analysis led to improved decision-making or risk assessment. This will demonstrate your ability to contribute to the team’s goals.
✨Understand the Company’s Needs
Research the financial services organisation you're interviewing with. Understand their market position, recent news, and any challenges they might be facing. This knowledge will help you tailor your responses and show that you're genuinely interested in the role.
✨Ask Insightful Questions
Prepare thoughtful questions to ask at the end of your interview. Inquire about the team dynamics, ongoing projects, or how they measure success in the role. This not only shows your enthusiasm but also helps you gauge if the company is the right fit for you.
