Self-Employed Mortgage Advisor

Self-Employed Mortgage Advisor

Waterlooville Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Provide expert mortgage advice and manage client relationships from start to finish.
  • Company: Astute Mortgages Ltd, a growing firm with a national reach.
  • Benefits: Market-leading commission splits, uncapped earnings, and hybrid working model.
  • Why this job: Take control of your income and work flexibly while helping clients achieve their dreams.
  • Qualifications: CeMAP qualified with at least 2 years of mortgage advising experience.
  • Other info: Join a supportive team with ongoing training and professional development opportunities.

The predicted salary is between 36000 - 60000 £ per year.

Astute Mortgages Ltd

Location: Remote / Hybrid

Office available in Waterlooville (Portsmouth area)

No monthly fees for the first 3 months

Astute Mortgages is a directly authorised mortgage brokerage based in Waterlooville, Hampshire. We’re a small, growing firm looking to bring on a self‑employed mortgage and protection adviser who wants the flexibility of working for themselves but still having support behind them.

We’re not a large corporate brokerage, and we’re not trying to build a call‑centre environment. The aim is to keep a small team of good advisers who want to build their own client base while being part of a supportive and relaxed working environment.

If you\’re looking for high commission, flexibility, and a firm that values long‑term relationships with both advisers and clients, this could be a good fit.

What we offer

  • 85% commission split on mortgage and protection business.
  • No monthly fees for the first 3 months to allow time to build your pipeline.
  • Potential for leads to be passed across where available through our marketing activity. Please note leads are not guaranteed, and the commission structure may differ where company leads are provided.
  • Office space available if you\’re local to Waterlooville / Portsmouth and prefer somewhere to work from.
  • Compliance support from a directly authorised firm.
  • Smart casual working environment.
  • Flexible working – most advisers work remotely and manage their own schedules.

The role

As a self‑employed adviser, you will:

  • Provide mortgage and protection advice to your clients.
  • Source suitable products from our lender and insurer panel.
  • Manage your own client relationships and pipeline.
  • Ensure advice and documentation meets FCA and Consumer Duty requirements.
  • Work with the Astute team where support is needed.

Requirements

  • Full CeMAP qualification.
  • Previous mortgage advising experience with CAS Status.
  • Self‑motivated and organised.
  • Ability to generate and manage your own business.
  • Professional approach with a strong focus on good client outcomes.

About Astute Mortgages

Astute Mortgages is a directly authorised brokerage based in Hampshire. We work with a wide range of clients including home movers, first‑time buyers, landlords and self‑employed applicants.

The focus of the business is straightforward advice, good client outcomes, and building a long‑term reputation locally.

We’re growing steadily and looking to bring the right adviser into the team rather than rushing to build a large network.

  • Flexitime
  • Work from home

Experience

  • Mortgage Industry: 2 years (required)

Licence/Certification

  • Work Location: Hybrid remote in Waterlooville PO8 8DH

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Self-Employed Mortgage Advisor employer: Astute Mortgages Ltd

Astute Mortgages Ltd is an exceptional employer for Self-Employed Mortgage Advisors, offering a flexible hybrid working model that allows you to balance your professional and personal life effectively. With market-leading commission splits of up to 85% and uncapped earnings, you have the opportunity to maximise your income while receiving ongoing training and compliance support to enhance your skills. Join a supportive team in Waterlooville, where building long-term client relationships and delivering quality advice is at the heart of our culture.
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Contact Detail:

Astute Mortgages Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Self-Employed Mortgage Advisor

✨Tip Number 1

Network like a pro! Get out there and connect with other mortgage advisers, real estate agents, and potential clients. Attend industry events or local meet-ups to build relationships that could lead to referrals.

✨Tip Number 2

Showcase your expertise! Create a personal brand online by sharing valuable content related to mortgages and protection advice. Use social media platforms to engage with your audience and establish yourself as the go-to expert in your field.

✨Tip Number 3

Follow up, follow up, follow up! After meeting potential clients or contacts, send a quick message to thank them for their time and remind them of your services. A little persistence can go a long way in landing that next client.

✨Tip Number 4

Apply through our website! We’re always on the lookout for driven self-employed mortgage advisers. By applying directly, you’ll get the best chance to showcase your skills and experience to us.

We think you need these skills to ace Self-Employed Mortgage Advisor

CeMAP 1, 2 & 3 (or equivalent)
Mortgage Advice
Protection Advice
Client Relationship Management
Compliance Knowledge
FCA Guidance Familiarity
Pipeline Management
Workload Management
Proactive Approach
Professionalism
Sales Skills
Market Knowledge
Communication Skills
Time Management

Some tips for your application 🫡

Show Off Your Qualifications: Make sure to clearly list your CeMAP qualifications on your CV. We need to see that you meet the FCA requirements, so don’t hide them away!

Tailor Your Application: Take a moment to customise your application for us. Highlight your experience in mortgage and protection advice, and how you’ve built client relationships in the past. We love seeing how you fit into our team!

Keep It Professional: While we appreciate a friendly tone, remember to keep your application professional. Use clear language and check for any typos or errors before hitting send. First impressions count!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!

How to prepare for a job interview at Astute Mortgages Ltd

✨Know Your Stuff

Make sure you brush up on your mortgage and protection knowledge. Familiarise yourself with the latest lender criteria, product updates, and FCA guidance. This will not only show your expertise but also demonstrate your commitment to providing top-notch advice.

✨Showcase Your Experience

Highlight your experience in managing client relationships and your ability to handle a full mortgage journey. Be ready to share specific examples of how you've successfully guided clients through the process, as this will resonate well with the interviewers.

✨Demonstrate Your Proactivity

As a self-employed advisor, it's crucial to show that you're motivated and proactive. Discuss how you manage your own pipeline and workload effectively. Share any strategies you use to stay organised and ensure excellent client service standards.

✨Build Rapport

Establishing trust is key in this role. During the interview, focus on building rapport with the interviewers. Ask insightful questions about their company culture and values, and relate them back to your own approach to client relationships.

Self-Employed Mortgage Advisor
Astute Mortgages Ltd
Location: Waterlooville

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