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For Companies At a Glance
- Tasks: Analyse financial data to assess creditworthiness and support risk assessment activities.
- Company: Established financial services organisation with a supportive team culture.
- Benefits: Up to £32,000 salary, hybrid working, 25 days holiday, and private healthcare.
- Why this job: Join a growing team and make a real impact on credit decisioning.
- Qualifications: Minimum 2 years in credit risk or financial analysis with strong data interpretation skills.
- Other info: Opportunities for long-term development in a dynamic environment.
The predicted salary is between 28800 - 38400 £ per year.
Astute Recruitment are working with a well-established financial services organisation to recruit an experienced Credit Risk Analyst to join their growing team based in Uttoxeter. This role is ideal for someone analytical, commercially aware and confident working with financial data. You will play a key part in supporting credit decisioning and risk assessment activity.
Main Duties
- Conducting detailed financial analysis for new and existing customer accounts
- Assessing financial statements, credit reports and lending ratios to evaluate creditworthiness
- Supporting the preparation of credit applications and facility reviews
- Managing the process of obtaining financial information for account reviews
- Liaising with internal stakeholders to provide clear, data-led credit recommendations
- Working with the wider credit team to improve processes and efficiencies
- Developing data sets and benchmarks to support higher quality analysis across sectors
Other Duties
- Monitoring account performance and identifying early warning signs of credit deterioration
- Supporting portfolio reviews and ongoing risk monitoring
- Ensuring all lending activity adheres to legal, regulatory and company policies
- Providing timely and accurate support to both Credit and Sales teams
- Contributing to continuous improvement within credit risk reporting and analysis processes
Candidate Requirements
- Minimum 2 years’ experience in credit risk, lending, or financial analysis within a commercial environment
- Strong understanding of financial statements and risk assessment principles
- Confident interpreting financial data and key lending ratios
Benefits and Salary
- Salary up to £32,000 depending on experience
- 37.5 hours per week, Monday – Friday
- Hybrid working available (following training and business requirements)
- 25 days holiday plus bank holidays
- Enhanced employer pension contribution
- Discretionary bonus scheme
- Private healthcare and wellbeing support
- Additional employee benefits and discount schemes
- Free on-site parking
- Long-term development opportunities within a supportive team environment
Credit Risk Analyst in Uttoxeter employer: Astute Financial
Contact Detail:
Astute Financial Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in Uttoxeter
✨Tip Number 1
Network like a pro! Reach out to people in the financial services sector, especially those who work in credit risk. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you've assessed creditworthiness in the past and share specific examples of your analytical prowess.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for tailored opportunities that suit your skills as a Credit Risk Analyst.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind and show your enthusiasm for the role. Plus, it’s a great chance to reiterate why you’re the perfect fit for their team.
We think you need these skills to ace Credit Risk Analyst in Uttoxeter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in financial analysis and risk assessment, and don’t forget to mention any relevant skills that match the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the role. Mention specific experiences that demonstrate your analytical skills and understanding of financial data.
Showcase Your Analytical Skills: In your application, be sure to showcase your analytical skills. Provide examples of how you've conducted financial analysis or assessed creditworthiness in previous roles. We love seeing real-life applications of your skills!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Astute Financial
✨Know Your Numbers
As a Credit Risk Analyst, you'll be working with financial data all the time. Brush up on your understanding of financial statements, credit reports, and key lending ratios. Be ready to discuss how you've used these in past roles to assess creditworthiness.
✨Showcase Your Analytical Skills
Prepare examples of how you've conducted detailed financial analyses in previous positions. Think about specific cases where your analysis led to improved decision-making or risk assessment. This will demonstrate your analytical prowess and commercial awareness.
✨Communicate Clearly
You'll need to liaise with various stakeholders, so practice explaining complex financial concepts in simple terms. During the interview, focus on how you can provide clear, data-led recommendations that support credit decisions. Good communication is key!
✨Emphasise Continuous Improvement
The role involves improving processes and efficiencies, so come prepared with ideas on how you've contributed to continuous improvement in your previous roles. Share specific examples of how you've developed data sets or benchmarks to enhance analysis quality.
