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- Tasks: Underwrite complex credit proposals and assess customer creditworthiness.
- Company: Leading provider of technology and financial solutions in NW England.
- Benefits: Competitive salary, excellent bonuses, and hybrid working options.
- Other info: Opportunity to mentor junior underwriters and contribute to risk governance.
- Why this job: Join a fast-growing team and make impactful credit decisions.
- Qualifications: 5+ years in credit underwriting with strong financial analysis skills.
The predicted salary is between 60000 - 75000 £ per year.
£60,000 – £75,000 plus excellent bonus and benefits. New Leaf Search has partnered with a leading provider of technology and financial solutions in its search for a Senior Credit Underwriter.
Location: UK, NW England / Manchester (Hybrid).
The Role
This is a senior credit role supporting a fast-growing asset finance and technology funding portfolio. The successful candidate will play a key role in underwriting complex credit decisions, strengthening risk governance and supporting commercial growth across the business. Working closely with Sales, Finance and external stakeholders, you will provide high-quality credit analysis, robust decision-making and leadership within the underwriting function.
Key Responsibilities:
- Underwrite complex credit proposals within delegated authority and provide recommendations outside mandate.
- Assess creditworthiness of customers, suppliers and counterparties across asset finance and technology portfolios.
- Review high-exposure and high-risk accounts, ensuring proactive monitoring and engagement.
- Evaluate extended payment terms and complex commercial structures with thorough due diligence.
- Produce clear, commercially balanced credit recommendations for senior stakeholders.
- Support and mentor junior underwriters, providing guidance and quality oversight.
- Contribute to credit policy, governance and continuous improvement of risk processes.
- Communicate credit decisions clearly to commercial teams and senior management.
Candidate Profile:
- Minimum 5 years’ experience in credit underwriting, risk or commercial lending.
- Strong financial analysis capability with the ability to interpret complex financial information.
- Experience underwriting secured and unsecured transactions within asset finance or related sectors.
- Commercial judgement with the confidence to challenge and defend credit decisions.
- Strong stakeholder management and communication skills.
- Ability to operate in a fast-paced, commercially driven environment.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.
Contact us for a confidential discussion.
J3584b – Senior Credit Underwriter – UK, NW England /... in Manchester employer: Asset Finance International
Contact Detail:
Asset Finance International Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land J3584b – Senior Credit Underwriter – UK, NW England /... in Manchester
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those in asset finance. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss complex credit proposals and showcase your decision-making process. We want you to shine!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you note to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm.
✨Tip Number 4
Apply through our website for the best chance at landing that Senior Credit Underwriter role. We’re all about making connections and helping you find the right fit in this fast-paced environment!
We think you need these skills to ace J3584b – Senior Credit Underwriter – UK, NW England /... in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Underwriter role. Highlight your experience in credit underwriting and any relevant financial analysis skills. We want to see how your background aligns with the responsibilities mentioned in the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that demonstrate your ability to underwrite complex credit proposals and support commercial growth, just like we do at StudySmarter.
Showcase Your Stakeholder Management Skills: Since this role involves working closely with various teams, make sure to highlight your stakeholder management skills. Share examples of how you've effectively communicated credit decisions or collaborated with sales and finance teams in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Asset Finance International
✨Know Your Numbers
As a Senior Credit Underwriter, you'll need to demonstrate your financial analysis skills. Brush up on key financial metrics and be ready to discuss how you've interpreted complex financial information in past roles. This will show that you can handle the responsibilities of the position.
✨Understand the Business
Familiarise yourself with the company’s asset finance and technology funding portfolio. Research their recent projects or case studies. This knowledge will help you articulate how your experience aligns with their needs and how you can contribute to their commercial growth.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills. Think of examples where you've underwritten complex credit proposals or managed high-risk accounts. Be ready to explain your thought process and the outcomes of your decisions.
✨Showcase Your Leadership Skills
Since mentoring junior underwriters is part of the role, prepare to discuss your leadership style. Share specific examples of how you've supported and guided others in previous positions. This will highlight your ability to strengthen risk governance within the team.