At a Glance
- Tasks: Assess and underwrite business transactions while analysing credit risk.
- Company: Leading international asset finance business with a dynamic environment.
- Benefits: Competitive salary, uncapped bonus, and excellent benefits.
- Other info: Opportunity for growth in a supportive, team-oriented culture.
- Why this job: Join a team where your analytical skills can make a real impact.
- Qualifications: Minimum 2 years in credit underwriting or analysis, preferably in asset finance.
The predicted salary is between 50000 - 75000 £ per year.
This is an excellent opportunity to join a leading international asset finance business within a dynamic underwriting and risk environment. You will be responsible for assessing and underwriting flow business transactions, analysing credit risk and supporting strong governance across multiple business channels.
Key Responsibilities
- Analyse credit data and financial statements to assess risk exposure
- Underwrite small ticket and flow business transactions
- Review credit agency reports, broker information and market intelligence
- Assess structured and cash flow lending transactions
- Prepare clear and concise risk recommendations and underwriting reports
- Maintain compliance with regulatory and internal credit policies
- Monitor and review existing customer and vendor portfolios
- Support front office teams with credit guidance and transaction structuring
- Maintain accurate risk systems and portfolio data
- Contribute to process improvement and ongoing development initiatives
Candidate Profile
- Minimum 2 years’ experience in credit underwriting or credit analysis
- Experience within asset finance or financial services environments
- Strong analytical and financial assessment capability
- Good understanding of small ticket and flow underwriting
- Strong communication and stakeholder engagement skills
- Commercially aware with sound risk judgement
- Strong Microsoft Office skills and high attention to detail
- Self-motivated, organised and team-oriented
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.
£50,000 – £75,000 plus excellent uncapped bonus and benefits.
K3631 – Credit Underwriter – UK, Greater London / Surrey... employer: Asset Finance International
Join a leading international asset finance business in Greater London/Surrey, where you will thrive in a dynamic underwriting and risk environment. We offer competitive salaries, uncapped bonuses, and a supportive work culture that prioritises employee growth and development. With a focus on collaboration and innovation, our team is dedicated to providing meaningful opportunities for professional advancement while maintaining a strong commitment to compliance and governance.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land K3631 – Credit Underwriter – UK, Greater London / Surrey...
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Asset Finance International. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace K3631 – Credit Underwriter – UK, Greater London / Surrey...
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Asset Finance International.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Asset Finance International's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Asset Finance International
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Asset Finance International.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Asset Finance International will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Asset Finance International employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
