At a Glance
- Tasks: Lead a dynamic underwriting team and make impactful credit decisions.
- Company: Join a leading financial services firm with a focus on asset finance.
- Benefits: Earn up to £80,000 plus uncapped commission and comprehensive benefits.
- Other info: Fast-paced environment with opportunities for growth and development.
- Why this job: Shape the future of finance while developing your leadership skills.
- Qualifications: 3-5 years in credit underwriting and strong team management experience.
The predicted salary is between 80000 - 80000 £ per year.
This is a key leadership role responsible for managing a flow underwriting team, ensuring high-quality credit decisions, strong governance and efficient deal processing across all business channels. You will combine hands-on underwriting with team leadership, supporting performance, development and continuous improvement within a fast-paced credit environment.
Key Responsibilities
- Lead and manage the day-to-day activities of the Flow underwriting team
- Allocate and prioritise deal flow across the team to meet service levels
- Underwrite small ticket and flow transactions, providing sound credit decisions
- Analyse financial statements, credit data and market intelligence to assess risk
- Exercise delegated sanctioning authority and prepare recommendations where required
- Ensure compliance with credit policy, governance and regulatory requirements
- Support the Head of Risk with reporting and performance oversight
- Conduct regular 1:1s, coaching and development planning for team members
- Monitor underwriting quality through audit and review of decisions
- Drive process improvements to enhance efficiency and capacity
Candidate Profile
- We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
- You will also require relevant IN-COUNTRY experience; without which, your application will not be considered.
- 3–5 years’ credit underwriting / analysis experience within asset finance
- Strong experience in small ticket / flow underwriting environments
- Proven ability to lead, coach and develop team members
- Strong analytical capability with commercial judgement
- Good understanding of asset finance products and risk assessment
- Excellent communication and stakeholder engagement skills
- Highly organised, adaptable and able to operate in a high-volume environment
Salary and Benefits
Salary up to £80,000 plus up to 25% commission quarterly paid and uncapped. Standard benefits include life, health, pension and other customary packages. Additional bonuses are payable quarterly.
K3616 – Flow Underwriting Team Leader – UK, Greater London... employer: Asset Finance International
As a leading employer in the financial services sector, we offer an exceptional work environment in Greater London that fosters professional growth and development. Our culture prioritises collaboration and continuous improvement, providing team leaders with the opportunity to make impactful decisions while enjoying competitive salaries and generous commission structures. With a strong focus on employee well-being and comprehensive benefits, including health and pension plans, we are committed to supporting our staff in achieving their career aspirations.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land K3616 – Flow Underwriting Team Leader – UK, Greater London...
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those with experience in asset finance. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss your experience with small ticket and flow transactions, and have examples of your analytical skills at the ready. We want to see that you can make sound credit decisions!
✨Tip Number 3
Show off your leadership skills! Think about times you've coached or developed team members. Highlight these experiences during interviews to demonstrate your ability to manage a team effectively in a fast-paced environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace K3616 – Flow Underwriting Team Leader – UK, Greater London...
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Flow Underwriting Team Leader. Highlight your experience in credit underwriting and team leadership, and don’t forget to mention any relevant achievements in asset finance.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your hands-on underwriting experience and how you’ve successfully led teams in the past.
Showcase Your Analytical Skills:Since this role requires strong analytical capabilities, be sure to include examples of how you've assessed risk and made sound credit decisions in your previous roles. Numbers and results speak volumes!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team!
How to prepare for a job interview at Asset Finance International
✨Know Your Numbers
Make sure you brush up on your financial analysis skills. Be prepared to discuss how you've assessed risk in previous roles, especially in small ticket and flow underwriting. Having specific examples ready will show that you understand the nuances of credit decisions.
✨Showcase Your Leadership Skills
Since this role involves managing a team, be ready to talk about your leadership style. Share examples of how you've coached and developed team members in the past. Highlight any process improvements you've implemented that enhanced team performance.
✨Understand the Regulatory Landscape
Familiarise yourself with the credit policies and governance relevant to the role. Be prepared to discuss how you've ensured compliance in your previous positions. This will demonstrate your ability to operate within a regulated environment.
✨Engage with Stakeholders
Communication is key in this role, so think about how you've engaged with stakeholders in the past. Prepare to share examples of how you've built relationships and communicated effectively to drive results. This will show that you're not just a numbers person but also a people person.
