At a Glance
- Tasks: Assess and underwrite credit transactions while analysing risk exposure.
- Company: Leading international asset finance business with a dynamic environment.
- Benefits: Competitive salary, uncapped bonus, and excellent benefits.
- Other info: Opportunity for growth in a supportive, team-oriented culture.
- Why this job: Join a team where your analytical skills can make a real impact.
- Qualifications: Minimum 2 years in credit underwriting or analysis, strong analytical skills required.
The predicted salary is between 50000 - 75000 £ per year.
This is an excellent opportunity to join a leading international asset finance business within a dynamic underwriting and risk environment. You will be responsible for assessing and underwriting flow business transactions, analysing credit risk and supporting strong governance across multiple business channels.
Key Responsibilities
- Analyse credit data and financial statements to assess risk exposure
- Underwrite small ticket and flow business transactions
- Review credit agency reports, broker information and market intelligence
- Assess structured and cash flow lending transactions
- Prepare clear and concise risk recommendations and underwriting reports
- Maintain compliance with regulatory and internal credit policies
- Monitor and review existing customer and vendor portfolios
- Support front office teams with credit guidance and transaction structuring
- Maintain accurate risk systems and portfolio data
- Contribute to process improvement and ongoing development initiatives
Candidate Profile
- Minimum 2 years’ experience in credit underwriting or credit analysis
- Experience within asset finance or financial services environments
- Strong analytical and financial assessment capability
- Good understanding of small ticket and flow underwriting
- Strong communication and stakeholder engagement skills
- Commercially aware with sound risk judgement
- Strong Microsoft Office skills and high attention to detail
- Self‑motivated, organised and team‑oriented
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN‑COUNTRY experience; without which, your application will NOT be considered.
£50,000 – £75,000 plus excellent uncapped bonus and benefits.
K3631 – Credit Underwriter – UK, Greater London / Surrey... employer: Asset Finance International
Join a leading international asset finance business in Greater London/Surrey, where you will thrive in a dynamic underwriting and risk environment. We offer competitive salaries, uncapped bonuses, and a supportive work culture that prioritises employee growth and development. With a focus on collaboration and innovation, our team is dedicated to providing meaningful and rewarding employment opportunities in the financial services sector.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land K3631 – Credit Underwriter – UK, Greater London / Surrey...
✨Tip Number 1
Network like a pro! Reach out to people in the asset finance and underwriting sectors. Attend industry events or webinars, and don’t be shy about asking for informational interviews. We all know that sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for those interviews by brushing up on your credit analysis skills. Be ready to discuss how you assess risk and make decisions. We recommend practising common interview questions related to underwriting and having examples from your experience at the ready.
✨Tip Number 3
Showcase your analytical skills! During interviews, highlight specific instances where your financial assessment made a difference. We want to see how you’ve contributed to process improvements or risk management in your previous roles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search. Let’s get you that Credit Underwriter role!
We think you need these skills to ace K3631 – Credit Underwriter – UK, Greater London / Surrey...
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Credit Underwriter. Highlight your experience in credit analysis and asset finance, and don’t forget to showcase your analytical skills and attention to detail!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific experiences that relate to underwriting and risk assessment, and show us your passion for the industry.
Showcase Relevant Experience:We want to see your relevant experience front and centre. If you've worked in financial services or asset finance, make sure to detail your responsibilities and achievements. This will help us understand how you can contribute to our team.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Asset Finance International
✨Know Your Numbers
Make sure you brush up on your financial analysis skills. Be prepared to discuss how you've assessed credit data and financial statements in the past. Having specific examples ready will show that you understand the intricacies of credit risk.
✨Understand the Market
Familiarise yourself with current trends in asset finance and the specific challenges facing the industry. This knowledge will help you engage in meaningful conversations about market intelligence and demonstrate your commercial awareness.
✨Showcase Your Communication Skills
Since strong communication is key, practice articulating your thoughts clearly. Prepare to explain complex underwriting concepts in a straightforward manner, as this will highlight your stakeholder engagement abilities.
✨Be Process-Oriented
Highlight your experience with compliance and process improvement. Discuss any initiatives you've contributed to in previous roles that enhanced efficiency or governance, as this aligns well with the responsibilities of the role.
