Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess and approve asset finance proposals while building strong dealer relationships.
- Company: Specialist captive finance company with a dynamic credit team.
- Benefits: Salary up to £44,000 plus excellent bonuses and hybrid working.
- Why this job: Join a collaborative team and make impactful credit decisions in asset finance.
- Qualifications: Experience in asset finance underwriting and strong financial analysis skills.
- Other info: Opportunities for mentoring and process improvement in a supportive environment.
The predicted salary is between 36000 - 48000 £ per year.
To £44,000 plus excellent bonus and benefits. New Leaf Search has partnered with a specialist captive finance company in its search for a Credit Underwriter.
Location: UK, Nottinghamshire (Hybrid).
Role
The successful candidate will join a small, dynamic credit team responsible for independently assessing moderately complex and higher-value asset finance proposals in line with established credit policies, procedures and risk appetite. You will provide expert underwriting decisions while supporting strong dealer and partner relationships, contributing to portfolio performance and risk management. The role includes occasional customer and dealer visits and opportunities to mentor colleagues and contribute to process improvement initiatives.
Key Responsibilities
- Assess asset finance proposals through detailed financial analysis, including cash flow, balance sheet strength and profitability.
- Approve, decline or recommend credit decisions in line with delegated authority and company risk framework.
- Review existing portfolio exposures and authorise additional transactions within agreed limits.
- Conduct customer and dealer engagement to strengthen relationships and support credit decisions.
- Promote asset finance products, systems and processes to dealer partners.
- Provide guidance and mentoring to internal staff where appropriate.
- Support partners with financial documentation and resolve operational queries.
- Contribute to process improvement initiatives and cross-functional projects.
Candidate Profile
- Experience in asset finance underwriting or corporate credit underwriting within a banking environment.
- Strong financial analysis capability and understanding of accounting principles.
- Commercial judgement balanced with sound risk awareness.
- Strong stakeholder management and communication skills.
- Ability to work independently within a collaborative team environment.
- Degree in Business, Management, Accounting, Finance or equivalent experience preferred.
Applicants must be based within commuting distance of Langar due to hybrid working requirements. We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.
Contact us for a confidential discussion. Apply in confidence by sending your CV.
J3604 – Credit Underwriter – UK, Nottinghamshire (Hybrid) – Asset... employer: Asset Finance International
Contact Detail:
Asset Finance International Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land J3604 – Credit Underwriter – UK, Nottinghamshire (Hybrid) – Asset...
✨Tip Number 1
Network like a pro! Reach out to people in the asset finance industry, especially those who work at companies you're interested in. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit underwriting. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. This will help you showcase your experience effectively!
✨Tip Number 3
Don’t forget to follow up after interviews! A quick thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
✨Tip Number 4
Apply through our website for the best chance of landing that job! We love seeing applications directly from candidates who are keen on joining our team. It shows initiative and interest, which we really appreciate.
We think you need these skills to ace J3604 – Credit Underwriter – UK, Nottinghamshire (Hybrid) – Asset...
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Underwriter role. Highlight your experience in asset finance underwriting and any relevant financial analysis skills. We want to see how your background aligns with what we're looking for!
Showcase Your Skills: Don’t just list your skills; demonstrate them! Use specific examples from your past roles that showcase your financial analysis capabilities and stakeholder management. This helps us see how you can contribute to our dynamic credit team.
Keep It Professional: While we love a friendly tone, remember to keep your application professional. Use clear language and avoid jargon unless it’s relevant to the role. We appreciate clarity and professionalism in your written communication.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Asset Finance International
✨Know Your Numbers
As a Credit Underwriter, you'll need to demonstrate your financial analysis skills. Brush up on key financial metrics and be ready to discuss how you assess cash flow, balance sheets, and profitability in asset finance proposals.
✨Showcase Your Stakeholder Skills
Strong communication is crucial in this role. Prepare examples of how you've successfully managed relationships with dealers or partners in the past. Think about times when your communication made a difference in credit decisions.
✨Understand the Risk Framework
Familiarise yourself with the company's risk appetite and credit policies. Be prepared to discuss how you would approach underwriting decisions within these frameworks, and share any relevant experiences where you balanced commercial judgement with risk awareness.
✨Be Ready for Process Improvement Talk
This role involves contributing to process improvements. Think of specific instances where you've identified inefficiencies and implemented changes. Be ready to discuss how you can bring that mindset to the team and mentor others in the process.
