At a Glance
- Tasks: Manage underwriting, make lending decisions, and ensure compliance with policies.
- Company: Award-winning bank based in central London with a strong reputation.
- Benefits: Competitive salary, bonus, excellent benefits, and hybrid working.
- Other info: 6 & 12 month fixed-term contracts available with great career prospects.
- Why this job: Join a growing team and make impactful lending decisions in a dynamic environment.
- Qualifications: Previous underwriting experience in a property environment is essential.
The predicted salary is between 45000 - 55000 £ per year.
Fantastic salary plus bonus and benefits.
Our client is an award winning bank providing a broad range of products to their customers.
Well established and based in central London they are looking to recruit an experienced Underwriter to join their growing team.
- The successful candidate will;
- Manage the underwriting with due diligence
- Proactively respond to requests for bridging finance from brokers/applicants.
- Make lending decisions in line with Credit Risk Policy and individual mandate level.
- Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc.
- Work with Internal Sales to progress cases from DIP to drawdown.
- Prepare detailed Credit Papers with all appropriate conditions and presenting the proposition to Credit Committee.
- Instruct valuers and solicitors.
- Follow sanction from the Credit Committee, preparing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown.
- Ensure that information concerning each loan is accurately and comprehensively entered in to the Bank’s electronic systems, both prior to and upon drawdown.
It is essential that you have previous underwriting experience within a property environment.
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Credit Underwriter – Asset Finance – North West employer: Asset Finance International
As an award-winning bank located in the heart of Surrey, we pride ourselves on offering a fantastic salary, bonus, and comprehensive benefits to our employees. Our supportive work culture fosters professional growth and collaboration, allowing you to thrive in your role as a Credit Underwriter while enjoying the flexibility of hybrid working. Join us to be part of a dynamic team that values your expertise and commitment to excellence in the financial sector.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Underwriter – Asset Finance – North West
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
✨Utilise Temp Agencies Specialised in Finance
Reach out to temp agencies that focus on the banking sector. They often have strong ties with various firms and can help you secure short-term gigs that can help beef up your CV and get your foot in the door at firms like Asset Finance International.
✨Connect with Alumni from Your Uni
Don't underestimate the power of your university’s alumni network. Many former students are working in banking and can help you find temporary roles or even offer mentorship. Reach out directly or attend alumni events to broaden your circle.
✨Stay Active on Job Boards and Company Websites
Keep your eyes peeled on job boards specifically for finance roles. Companies like Asset Finance International might post temporary positions directly on their sites, so make sure to apply there too. Set alerts to catch those roles the moment they go live!
We think you need these skills to ace Credit Underwriter – Asset Finance – North West
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at Asset Finance International will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Asset Finance International. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Asset Finance International confidence in your short-term commitment to the role.
How to prepare for a job interview at Asset Finance International
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Asset Finance International.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Asset Finance International that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
