At a Glance
- Tasks: Draft and present credit proposals while ensuring compliance with policies.
- Company: Established Asset Finance funder with a supportive team culture.
- Benefits: Competitive salary, bonus, and excellent benefits with hybrid working.
- Other info: Opportunity for professional growth in a collaborative environment.
- Why this job: Join a dynamic team and advance your career in Asset Finance underwriting.
- Qualifications: 2+ years of Asset Finance underwriting experience and strong communication skills.
The predicted salary is between 72000 - 88000 £ per year.
James George Recruitment is working closely with an established Asset Finance funder that is looking to appoint an additional Credit Underwriter to join their Surrey-based team on a hybrid basis (2 days in the office and 3 days from home). This will initially be offered on a FTC so you will ideally be immediately available. We are keen to hear from B2B Credit Underwriters with at least 2 years’ Asset Finance underwriting experience who are looking to take the next step in their career.
The successful candidates will draft and present credit proposals, maintaining objective and independent judgement throughout the credit process while ensuring compliance with Credit Policy, guidelines, and procedures.
Key Responsibilities
- Perform credit reviews and research industry and customer-related information for all new proposals and reviews of existing customers
- Conduct detailed analysis of company financials, including balance sheets, and make credit decisions up to £250,000
- Manage timelines for credit proposals and reviews in accordance with agreed SLAs
- Coordinate with colleagues across the Credit & Risk, Sales, and Operations teams
- Build, develop, and strengthen relationships with existing and prospective introducers to maximise future business opportunities
- Assist in the production of underwriting management reports, including client exposures, asset concentration, and other ad hoc reporting requirements
Key Skills & Experience
- Previous credit risk experience within the Asset Finance industry
- Ability to work to tight deadlines and manage multiple priorities
- Strong communication and relationship-building skills
- Excellent attention to detail with a high level of accountability
- Team player with self-motivation, a positive attitude, and drive to succeed
- High level of personal and professional integrity
- Ability to write clear and accurate credit proposals within agreed timescales
An excellent range of benefits accompanies a competitive basic salary.
Competitive Basic Salary + Bonus + Excellent Benefits. Surrey (Hybrid – 2 days in office, 3 days from home).
Asset Finance Credit Underwriter – 12 month FTC – Surrey... employer: Asset Finance International
Join a dynamic and supportive team at an established Asset Finance funder in Surrey, where you can thrive in a hybrid working environment that promotes work-life balance. With a competitive salary, bonus structure, and excellent benefits, this role offers significant opportunities for professional growth and development within the Asset Finance industry. Experience a collaborative culture that values integrity, communication, and relationship-building, making it an ideal place for motivated individuals to advance their careers.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Asset Finance Credit Underwriter – 12 month FTC – Surrey...
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
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✨Connect with Alumni from Your Uni
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We think you need these skills to ace Asset Finance Credit Underwriter – 12 month FTC – Surrey...
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at Asset Finance International will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Asset Finance International. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Asset Finance International confidence in your short-term commitment to the role.
How to prepare for a job interview at Asset Finance International
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Asset Finance International.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Asset Finance International that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
