At a Glance
- Tasks: Draft and present credit proposals while ensuring compliance with policies.
- Company: Established Asset Finance funder with a supportive team culture.
- Benefits: Competitive salary, bonuses, hybrid work, and great career growth.
- Other info: Opportunity to build relationships and enhance your professional network.
- Why this job: Join a dynamic team and make impactful credit decisions in a thriving industry.
- Qualifications: 2+ years of Asset Finance underwriting experience and strong communication skills.
The predicted salary is between 27000 - 30000 £ per year.
James George Recruitment is working closely with an established Asset Finance funder that is looking to appoint two additional Credit Underwriters to join its Surrey-based team on a hybrid basis (2 days in the office and 3 days from home). We are keen to hear from B2B Credit Underwriters with at least 2 years’ Asset Finance underwriting experience who are looking to take the next step in their career. The successful candidates will draft and present credit proposals, maintaining objective and independent judgement throughout the credit process while ensuring compliance with Credit Policy, guidelines, and procedures.
Key Responsibilities:
- Perform credit reviews and research industry and customer-related information for all new proposals and reviews of existing customers
- Conduct detailed analysis of company financials, including balance sheets, and make credit decisions up to £250,000
- Manage timelines for credit proposals and reviews in accordance with agreed SLAs
- Coordinate with colleagues across the Credit & Risk, Sales, and Operations teams
- Build, develop, and strengthen relationships with existing and prospective introducers to maximise future business opportunities
- Assist in the production of underwriting management reports, including client exposures, asset concentration, and other ad hoc reporting requirements
Key Skills & Experience:
- Previous credit risk experience within the Asset Finance industry
- Ability to work to tight deadlines and manage multiple priorities
- Strong communication and relationship-building skills
- Excellent attention to detail with a high level of accountability
- Team player with self-motivation, a positive attitude, and drive to succeed
- High level of personal and professional integrity
- Ability to write clear and accurate credit proposals within agreed timescales
An excellent range of benefits accompanies a competitive basic salary. £27,000 – £30,000 plus excellent bonus and benefits.
2 x Asset Finance Credit Underwriters – Surrey / Hybrid... employer: Asset Finance International
Join a dynamic and supportive team at an established Asset Finance funder in Surrey, where you will enjoy a hybrid working model that promotes work-life balance. With a strong emphasis on employee growth, you will have access to comprehensive training and development opportunities, alongside a competitive salary and attractive bonus structure. Our collaborative work culture fosters strong relationships and encourages innovation, making it an excellent place for motivated professionals looking to advance their careers in the Asset Finance sector.
Contact Details:
Asset Finance International Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land 2 x Asset Finance Credit Underwriters – Surrey / Hybrid...
✨Tip Number 1
Network like a pro! Reach out to your connections in the Asset Finance industry and let them know you're on the lookout for new opportunities. You never know who might have a lead or be able to refer you directly to hiring managers.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss your experience with credit proposals and how you've navigated compliance in past roles. Show them you’re the perfect fit for their team!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you, and tailor your approach to each one. Quality over quantity, folks!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm for the role and reinforces your professionalism—traits they’ll appreciate in a Credit Underwriter.
We think you need these skills to ace 2 x Asset Finance Credit Underwriters – Surrey / Hybrid...
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your relevant experience in Asset Finance underwriting. We want to see how your skills match the job description, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the role and how your background aligns with our needs. Keep it concise but impactful – we love a good story!
Showcase Your Attention to Detail:Since the role involves drafting credit proposals, make sure your application is free from typos and errors. We appreciate candidates who take the time to present clear and accurate information.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Asset Finance International
✨Know Your Numbers
Make sure you brush up on your financial analysis skills. Be prepared to discuss how you've assessed company financials in the past, especially balance sheets. This will show that you understand the core of what the role entails.
✨Master the Credit Proposal
Practice drafting and presenting credit proposals before the interview. Think about how you can clearly articulate your thought process and decision-making criteria. This will demonstrate your ability to write clear and accurate proposals, which is crucial for the job.
✨Showcase Your Relationship Skills
Prepare examples of how you've built and maintained relationships with introducers or clients. Highlight any successful collaborations that led to business opportunities. This will illustrate your strong communication and relationship-building skills.
✨Be Ready for Scenario Questions
Expect questions that put you in hypothetical situations related to credit risk and compliance. Think through how you would handle tight deadlines and multiple priorities, as this is key in the fast-paced environment of asset finance.
