Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse financial strength of businesses and provide credit recommendations.
- Company: Join a supportive company with a commitment to diversity and inclusion.
- Benefits: Competitive daily rate, remote work flexibility, and guaranteed interviews for veterans and disabled candidates.
- Why this job: Make a real impact in the lending industry while working with a dynamic team.
- Qualifications: Experience in banking and credit risk analysis is essential.
- Other info: Opportunity for career growth and collaboration across teams.
The predicted salary is between 40000 - 60000 £ per year.
Location: Remote (Swindon or London, 2 or 3 times in the 6 months)
Contract Duration: 6 Months
Daily Rate: £500/day (Umbrella)
IR35 Status: Inside IR35
Minimum Requirements:
- Banking Experience
- Lending Experience
- Private sector
- Being able to provide debt advice to customers
- Origination - working with a lead Credit Specialist
Responsibilities:
- Analysing the financial and non-financial strength of applicant businesses from information provided and verifying this against external sources where applicable, including sensitivity analyses, cashflow analysis and balance sheet tests.
- Engaging with applicants to source additional information to underpin your credit analysis.
- Supporting the Credit Specialists by producing sensitivity analysis, both at the level of the transaction and the overall portfolio.
- Based on your analysis, presenting recommendations to the Credit Committee alongside the lead Credit Specialist on the outcome of the application, deal structure and conditionality.
- Working alongside the Lending Operations team to move approved transactions through to execution, including quality assurance of legal documentation, satisfaction of conditions and perfection of security documentation.
- Ad hoc support with workflow management, scheduling and document processing to support deal flow.
Experience Required:
- Strong background in Credit Risk
- Previous experience in a banking/lending environment
- Demonstrated ability to assess creditworthiness of businesses, preferably in a lending or financial services environment.
- Ability to engage with applicants to gather information and present clear, concise credit recommendations to internal stakeholders or committees.
- Proven experience in analysing financial statements, including cash flow, balance sheet, and income statement analysis, with the ability to perform sensitivity and scenario analysis.
- High level of accuracy in reviewing legal and financial documentation, ensuring compliance with conditions and security requirements.
- Experience working cross-functionally with teams such as Lending Operations, Legal, or Compliance to support deal execution.
Disability Confident:
As a member of the disability confident scheme, CLIENT guarantees to interview all candidates who have a disability and who meet all the essential criteria for the vacancy.
Armed Forces Covenant:
CLIENT is proud to support the Armed Forces Covenant and as such, we guarantee to interview all veterans or spouses/partners of military personnel who meet all the essential criteria for the vacancy.
How to Apply:
To apply for this role please submit your latest CV or contact Aspect Resources. We will be in touch to discuss your suitability and arrange your Guaranteed Interview. Should you require reasonable adjustments at any point during the recruitment process or if there is a more accessible way for us to communicate, please do let me know.
Credit Specialist in Westminster employer: Aspect Resources
Contact Detail:
Aspect Resources Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Specialist in Westminster
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and lending sectors. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss how you’ve assessed creditworthiness in past roles, and don’t forget to highlight your experience with financial statements!
✨Tip Number 3
Showcase your soft skills! Being able to engage with applicants and present clear recommendations is key. Practice explaining complex concepts in simple terms to demonstrate your communication prowess.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Credit Specialist in Westminster
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Specialist role. Highlight your banking and lending experience, and don’t forget to showcase your skills in analysing financial statements and creditworthiness.
Showcase Relevant Experience: When writing your application, emphasise your previous experience in credit risk and how you've engaged with applicants. Use specific examples to demonstrate your ability to present clear recommendations.
Be Clear and Concise: Keep your application straightforward and to the point. We love clarity! Make sure your points are easy to read and directly relate to the responsibilities mentioned in the job description.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and get back to you quickly about your suitability for the role!
How to prepare for a job interview at Aspect Resources
✨Know Your Numbers
As a Credit Specialist, you'll need to be comfortable with financial statements. Brush up on your cash flow, balance sheet, and income statement analysis. Be ready to discuss how you’ve used these skills in past roles, especially when it comes to assessing creditworthiness.
✨Engage and Communicate
You'll be engaging with applicants to gather information, so practice your communication skills. Think about how you can ask the right questions to get the information you need. Prepare examples of how you've successfully engaged with clients or stakeholders in previous roles.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with sensitivity analyses and scenario planning. Have specific examples ready that demonstrate how your analytical skills have led to successful outcomes in credit assessments or lending decisions.
✨Understand the Bigger Picture
Familiarise yourself with the overall lending process and how the Credit Specialist role fits into it. Be prepared to discuss how you would work cross-functionally with teams like Lending Operations and Legal to ensure smooth deal execution.
