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For Companies At a Glance
- Tasks: Design and implement cutting-edge payment solutions while leading business analysis activities.
- Company: Join Ascendion, a global leader in AI-first software engineering services transforming digital journeys.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and innovation in fintech.
- Why this job: Be at the forefront of payment technology, making a real impact in the financial sector.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA, RTGS, and ISO 20022.
- Other info: Work collaboratively with regulators and stakeholders to shape the future of payment systems.
The predicted salary is between 43200 - 72000 £ per year.
We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Required Skills & Experience:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payments Architect (with Business Analysis Expertise) (Bromley) employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payments Architect (with Business Analysis Expertise) (Bromley)
✨Tip Number 1
Network with professionals in the payments industry, especially those who have experience with SEPA, RTGS, and ISO 20022. Attend relevant conferences or webinars to connect with potential colleagues and learn about the latest trends in payment architecture.
✨Tip Number 2
Familiarise yourself with the regulatory landscape surrounding payment systems. Understanding the requirements and challenges faced by regulators can give you an edge during interviews and help you demonstrate your ability to engage effectively with stakeholders.
✨Tip Number 3
Showcase your hands-on experience with payment orchestration and real-time payment processing in discussions. Be prepared to discuss specific projects where you led initiatives or contributed significantly to payment system modernisation.
✨Tip Number 4
Brush up on Agile methodologies and be ready to discuss how you've successfully worked within cross-functional teams. Highlighting your collaborative skills will demonstrate your ability to lead business analysis activities effectively.
We think you need these skills to ace Payments Architect (with Business Analysis Expertise) (Bromley)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Focus on relevant projects, especially those involving SEPA, RTGS, and ISO 20022 migration.
Craft a Compelling Cover Letter: In your cover letter, emphasise your technical leadership skills and your ability to engage with stakeholders. Mention specific examples of how you've successfully led payment system projects or collaborated with regulators.
Showcase Relevant Skills: Clearly list your expertise in payment mechanisms, such as ACH and SWIFT messaging. Use keywords from the job description to ensure your application aligns with what the company is looking for.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial in the payments industry.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment system architecture and specific technologies like SEPA, RTGS, and ISO 20022. Highlight any projects where you led the design or implementation of payment solutions, as this will demonstrate your technical leadership.
✨Demonstrate Business Analysis Skills
Since the role requires strong business analysis proficiency, be ready to share examples of how you've conducted gap analysis and requirement validation in previous roles. Discuss your approach to gathering functional requirements and how you ensure completeness in payment system implementations.
✨Engage with Stakeholders
Prepare to talk about your experience collaborating with various stakeholders, including regulators and payment schemes. Share specific instances where you facilitated communication between different teams to ensure smooth implementation of payment solutions.
✨Familiarise Yourself with Agile Methodologies
As the role involves working with cross-functional teams, it’s essential to understand Agile methodologies. Be ready to discuss how you've applied Agile principles in your past projects, particularly in the context of payment system modernization initiatives.
