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For Companies At a Glance
- Tasks: Design and implement cutting-edge payment solutions while leading business analysis activities.
- Company: Join Ascendion, a global leader in AI-first software engineering services transforming digital journeys.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and innovation.
- Why this job: Be at the forefront of payment technology, making a real impact in the fintech space.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA, RTGS, and ISO 20022.
- Other info: Collaborate with regulators and stakeholders to shape the future of payment systems.
The predicted salary is between 43200 - 72000 £ per year.
We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Required Skills & Experience:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payments Architect (with Business Analysis Expertise) (Bromley)
✨Tip Number 1
Familiarise yourself with the latest trends and technologies in payment systems, especially SEPA, RTGS, and ISO 20022. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the payments industry through platforms like LinkedIn or industry-specific events. Engaging with others can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss real-world scenarios where you've successfully led payment architecture projects or business analysis initiatives. Having concrete examples ready will showcase your expertise and problem-solving skills, making you a more attractive candidate.
✨Tip Number 4
Understand the regulatory landscape surrounding payment systems and be ready to discuss how you've navigated these complexities in past roles. This will highlight your ability to engage with regulators and ensure compliance, a key aspect of the Payments Architect position.
We think you need these skills to ace Payments Architect (with Business Analysis Expertise) (Bromley)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Focus on relevant projects, especially those involving SEPA, RTGS, and ISO 20022 migration.
Craft a Compelling Cover Letter: In your cover letter, emphasise your technical leadership skills and your ability to engage with stakeholders. Mention specific examples of how you've successfully led payment system projects or collaborated with regulators.
Showcase Relevant Skills: Clearly list your expertise in payment mechanisms, such as ACH and SWIFT messaging. Use keywords from the job description to ensure your application aligns with what the company is looking for.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial in the payments industry.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment system architecture and specific technologies like SEPA, RTGS, and ISO 20022. Highlight any projects where you led the design or implementation of payment solutions.
✨Demonstrate Business Analysis Skills
Illustrate your ability to conduct gap analysis and requirement validation. Share examples of how you've gathered functional requirements and reengineered processes to improve payment systems.
✨Engage with Stakeholders
Prepare to talk about your experience collaborating with regulators, payment schemes, and internal teams. Discuss how you ensure smooth communication and implementation of payment solutions across different stakeholders.
✨Familiarise Yourself with Agile Methodologies
Since the role involves working in cross-functional teams, be ready to explain your experience with Agile practices. Share how you've contributed to team dynamics and project success in a fintech or banking environment.
