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For Companies At a Glance
- Tasks: Design and implement cutting-edge payment solutions while leading business analysis activities.
- Company: Join Ascendion, a global leader in AI-first software engineering transforming digital journeys.
- Benefits: Enjoy flexible work options, competitive salary, and opportunities for professional growth.
- Why this job: Be at the forefront of payment innovation, collaborating with top industry experts and regulators.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA, RTGS, and ISO 20022.
- Other info: Work in a dynamic environment that values creativity and technological advancement.
The predicted salary is between 48000 - 72000 £ per year.
We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Required Skills & Experience:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payments Architect (with Business Analysis Expertise) employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payments Architect (with Business Analysis Expertise)
✨Tip Number 1
Familiarise yourself with the latest trends and technologies in payment systems, especially SEPA, RTGS, and ISO 20022. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the payments industry through LinkedIn or relevant forums. Engaging with others can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss specific projects where you've led payment system implementations or migrations. Highlighting your hands-on experience with real-time payments and API integrations will showcase your technical leadership and business analysis skills effectively.
✨Tip Number 4
Understand the regulatory landscape surrounding payment systems. Being able to speak knowledgeably about compliance and engagement with regulators will set you apart as a candidate who can navigate the complexities of the role.
We think you need these skills to ace Payments Architect (with Business Analysis Expertise)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Emphasise your expertise in SEPA, RTGS, ACH, and ISO 20022 migration, as these are crucial for the role.
Craft a Strong Cover Letter: Write a cover letter that specifically addresses the key responsibilities mentioned in the job description. Showcase your technical leadership skills and your ability to engage with stakeholders effectively.
Highlight Relevant Experience: In your application, focus on your 10+ years of experience in Payment Architecture and Solution Design. Provide examples of past projects where you led ISO 20022 migration or collaborated with regulators.
Showcase Soft Skills: Don’t forget to mention your soft skills, such as communication and teamwork. The role requires collaboration with various stakeholders, so demonstrating your ability to work in cross-functional teams is essential.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment systems in detail. Highlight specific projects where you led ISO 20022 migrations or worked with SEPA, RTGS, and ACH. This will demonstrate your technical leadership and understanding of the complexities involved.
✨Understand Regulatory Frameworks
Familiarise yourself with the regulatory landscape surrounding payment systems. Be ready to discuss how you've engaged with regulators and payment schemes in the past, as this is crucial for ensuring compliance and smooth implementation of payment solutions.
✨Prepare for Business Analysis Questions
Expect questions related to gap analysis and requirement validation. Prepare examples of how you've gathered functional requirements and conducted process reengineering in previous roles. This will showcase your business analysis proficiency.
✨Demonstrate Collaboration Skills
Since this role involves working with various stakeholders, be ready to share examples of how you've collaborated with cross-functional teams. Highlight your experience in Agile methodologies and how it has helped in driving successful payment system initiatives.
