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For Companies At a Glance
- Tasks: Design and implement cutting-edge payment solutions while leading business analysis activities.
- Company: Join Ascendion, a global leader in AI-first software engineering services transforming digital journeys.
- Benefits: Enjoy flexible work options, competitive salary, and opportunities for professional growth.
- Why this job: Be at the forefront of payment innovation, collaborating with top industry experts and making a real impact.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA, RTGS, and ISO 20022.
- Other info: Work in a dynamic environment that values creativity and embraces the latest technology trends.
The predicted salary is between 43200 - 72000 £ per year.
We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Required Skills & Experience:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payments Architect (with Business Analysis Expertise) employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payments Architect (with Business Analysis Expertise)
✨Tip Number 1
Familiarise yourself with the latest trends and technologies in payment systems, especially SEPA, RTGS, and ISO 20022. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the payments industry through LinkedIn or relevant forums. Engaging with others can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss specific projects where you've led payment system implementations or migrations. Highlighting your hands-on experience with real-time payments and API integrations will showcase your technical leadership and business analysis skills effectively.
✨Tip Number 4
Understand the regulatory landscape surrounding payment systems. Being able to speak knowledgeably about compliance and engagement with regulators will set you apart as a candidate who can navigate the complexities of the role.
We think you need these skills to ace Payments Architect (with Business Analysis Expertise)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Focus on relevant projects, especially those involving SEPA, RTGS, and ISO 20022 migration.
Craft a Compelling Cover Letter: In your cover letter, emphasise your technical leadership skills and your ability to engage with stakeholders. Mention specific examples of how you've successfully led payment system projects or collaborated with regulators.
Highlight Relevant Skills: Clearly list your expertise in payment mechanisms, such as ACH and SWIFT messaging. Use keywords from the job description to ensure your application aligns with what the company is looking for.
Showcase Your Business Analysis Experience: Detail your experience in requirement gathering, gap analysis, and process reengineering. Provide examples of how you've driven payment system modernisation initiatives in previous roles.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment systems in detail. Highlight specific projects where you led the design and implementation of payment solutions, especially those involving SEPA, RTGS, and ISO 20022 migration.
✨Demonstrate Business Analysis Skills
Prepare examples that illustrate your ability to conduct gap analysis and validate requirements. Discuss how you've gathered functional requirements and documented solutions in previous roles, as this will be crucial for the position.
✨Engage with Stakeholders
Think of instances where you successfully collaborated with regulators, payment schemes, or internal teams. Be ready to explain how you navigated these relationships to ensure smooth project execution and compliance.
✨Stay Updated on Industry Trends
Familiarise yourself with the latest trends in payment technologies and regulations. Being knowledgeable about real-time payments and API-based integrations will show your commitment to staying ahead in the field.
