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For Companies At a Glance
- Tasks: Design and implement cutting-edge payment solutions while leading modernization initiatives.
- Company: Join Ascendion, a global leader in AI-first software engineering services transforming digital journeys.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and innovation.
- Why this job: Be at the forefront of payment technology, collaborating with top industry experts and regulators.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA, RTGS, and ISO 20022.
- Other info: Work remotely or in our New Jersey headquarters, engaging with cross-functional teams.
The predicted salary is between 48000 - 84000 £ per year.
Job Description
Job Description:
- We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis.
- The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments.
- This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
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Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Experience in Corporate Banking with the following products would be ideal:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
About Us:
- Ascendion is a global, leading provider of AI-first software engineering services, delivering transformative solutions across North America, APAC, and Europe. We are headquartered in New Jersey. We combine technology and talent to deliver tech debt relief, improve engineering productivity solutions, and accelerate time to value, driving our clients’ digital journeys with efficiency and velocity. Guided by our “Engineering to the power of AI” [EngineeringAI] methodology, we integrate AI into software engineering, enterprise operations, and talent orchestration, to address critical challenges of trust, speed, and capital. For more information, please go to www.ascendion.com.
Payments Architect employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payments Architect
✨Tip Number 1
Make sure to stay updated on the latest trends and technologies in payment systems, especially around SEPA, RTGS, and ISO 20022. This knowledge will not only help you during interviews but also demonstrate your commitment to the field.
✨Tip Number 2
Network with professionals in the payments industry through LinkedIn or relevant forums. Engaging with others can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss specific projects where you've led payment architecture initiatives or ISO 20022 migrations. Real-world examples will showcase your expertise and problem-solving skills, making you a more attractive candidate.
✨Tip Number 4
Familiarize yourself with the regulatory landscape surrounding payment systems. Understanding how to engage with regulators and payment schemes will set you apart as a candidate who can navigate complex environments effectively.
We think you need these skills to ace Payments Architect
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasize your experience in payment architecture, particularly with SEPA, RTGS, and ISO 20022. Use specific examples from your past roles to demonstrate your expertise.
Showcase Technical Leadership: Illustrate your ability to lead projects, especially those involving ISO 20022 migration and real-time payment processing. Mention any successful initiatives you've driven in previous positions.
Engage with Stakeholders: Discuss your experience collaborating with regulators and internal stakeholders. Highlight how you have facilitated communication and ensured alignment across different teams.
Tailor Your Application: Customize your CV and cover letter to reflect the specific requirements of the Payments Architect role. Use keywords from the job description to ensure your application stands out.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment system architecture, including SEPA, RTGS, and ISO 20022. Highlight specific projects where you led the design and implementation of payment solutions, as this will demonstrate your technical leadership.
✨Understand Regulatory Frameworks
Familiarize yourself with the regulatory landscape surrounding payment systems. Be ready to discuss how you've engaged with regulators and payment schemes in the past, as this is crucial for ensuring compliance and smooth implementation.
✨Demonstrate Business Analysis Skills
Prepare examples of how you've conducted gap analysis and requirement validation in previous roles. This will show your ability to ensure completeness and accuracy in payment system implementations, which is a key responsibility of the role.
✨Engage with Stakeholders
Highlight your experience working with cross-functional teams and various stakeholders, including business, operations, and IT. Discuss how you facilitated collaboration to drive payment system modernization initiatives, as this will showcase your interpersonal skills and ability to lead projects.
